HousingHandbookReference data

U.S. ZIP Code · CA94118

San Francisco County · San Francisco-Oakland-Fremont, CA

Typical home value

$2,097,677[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.6%
5-year / yr
-0.1%
10-year / yr
+0.7%

Relative price

vs U.S.
+638.4%
vs metro
+67.7%
vs state
+199.4%
ZIP 94118 location in CA
Location of ZIP 94118 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 94118 is worth $2,097,677 — 67.7% above the San Francisco-Oakland-Fremont, CA median. Over the past year, values have risen 7.6%. Homes here rent for a typical $4,016 a month — a 2.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$4,016[2]
Gross yield
2.3%[2]
Cap rate
1.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$13,815[3]

#Climate risk

FEMA National Risk Index ratings for San Francisco County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very High
Winter weather
Very Low

#Who lives here

Population
39,130[3]
Median household income
$163,995[3]

#Migration

Household moves in and out of San Francisco County over a year, from IRS tax-return data.

Net migration
-913[5]
Moved in
33,627
Moved out
34,540

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • Roosevelt Middle

    Middle · Grades 6–8 · San Francisco Unified

    657 students

  • Peabody (George) Elementary

    Elementary · Grades K–5 · San Francisco Unified

    270 students

  • Sutro Elementary

    Elementary · Grades K–5 · San Francisco Unified

    248 students

  • McCoppin (Frank) Elementary

    Elementary · Grades K–5 · San Francisco Unified

    242 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.3%
Net yield (after ~40% expenses)1.4%
Annual rent$48,187

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$10,607
Loan principal$1,678,141
Down payment$419,535
Total interest paid$2,140,377

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio3.36
Monthly cost to own$13,509
Monthly rent$4,016

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
28th percentile[1]
Rental yield
15th percentile[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 94118?
The typical home in 94118 is worth $2,097,677, based on the Zillow Home Value Index.
Are home values rising in 94118?
Home values in 94118 are up 7.6% over the past year, and down 0.1% a year over five years.
What is the typical rent in 94118?
A typical home in 94118 rents for about $4,016 a month, a gross rental yield of 2.3%.
What is the property tax rate in 94118?
The effective property tax rate in 94118 is 0.7% — roughly $13,815 a year on a typical home.
Who lives in 94118?
ZIP code 94118 has a population of 39,130 and a median household income of $163,995.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Blackhawk CDP, CA

    Typical home
    $2,091,782
    Gross yield
  • Nicasio CDP, CA

    Typical home
    $2,090,122
    Gross yield
  • Millbrae, CA

    Typical home
    $2,067,127
    Gross yield
    2.2%
  • Mill Valley, CA

    Typical home
    $2,139,388
    Gross yield
    2.5%
  • Oakland, CA

    Typical home
    $2,007,478
    Gross yield
    2.0%
  • Orinda, CA

    Typical home
    $2,006,337
    Gross yield

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