HousingHandbookReference data

U.S. ZIP Code · CA95032

Santa Clara County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$2,648,629[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.3%
5-year / yr
+6.3%
10-year / yr
+6.1%

Relative price

vs U.S.
+832.4%
vs metro
+60.2%
vs state
+278.1%
ZIP 95032 location in CA
Location of ZIP 95032 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95032 is worth $2,648,629 — 60.2% above the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have risen 1.3%. Homes here rent for a typical $4,045 a month — a 1.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$4,045[2]
Gross yield
1.8%[2]
Cap rate
1.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$17,218[3]

#Climate risk

FEMA National Risk Index ratings for Santa Clara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very High
Winter weather
Very Low

#Who lives here

Population
27,313[3]
Median household income
$203,727[3]

#Migration

Household moves in and out of Santa Clara County over a year, from IRS tax-return data.

Net migration
-9,835[5]
Moved in
43,577
Moved out
53,412

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • Raymond J. Fisher Middle

    Middle · Grades 6–8 · Los Gatos Union Elementary

    998 students

  • Alta Vista Elementary

    Elementary · Grades K–5 · Union Elementary

    576 students

  • Louise Van Meter Elementary

    Elementary · Grades K–5 · Los Gatos Union Elementary

    495 students

  • Blossom Hill Elementary

    Elementary · Grades K–5 · Los Gatos Union Elementary

    489 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield1.8%
Net yield (after ~40% expenses)1.1%
Annual rent$48,544

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$13,393
Loan principal$2,118,903
Down payment$529,726
Total interest paid$2,702,544

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio4.21
Monthly cost to own$17,035
Monthly rent$4,045

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
86th percentile[1]
Rental yield
20th percentile[2]
Property tax
30th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95032?
The typical home in 95032 is worth $2,648,629, based on the Zillow Home Value Index.
Are home values rising in 95032?
Home values in 95032 are up 1.3% over the past year, and up 6.3% a year over five years.
What is the typical rent in 95032?
A typical home in 95032 rents for about $4,045 a month, a gross rental yield of 1.8%.
What is the property tax rate in 95032?
The effective property tax rate in 95032 is 0.7% — roughly $17,218 a year on a typical home.
Who lives in 95032?
ZIP code 95032 has a population of 27,313 and a median household income of $203,727.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Jose, CA

    Typical home
    $2,721,588
    Gross yield
    1.7%
  • Sunnyvale, CA

    Typical home
    $2,898,235
    Gross yield
    1.4%
  • Mountain View, CA

    Typical home
    $2,914,658
    Gross yield
    1.6%
  • San Jose, CA

    Typical home
    $2,311,979
    Gross yield
  • Mountain View, CA

    Typical home
    $2,278,178
    Gross yield
    2.2%
  • San Jose, CA

    Typical home
    $2,207,726
    Gross yield
    1.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95032 against any other ZIP — full side-by-side table.

Compare 95032

#Jump to section