How much is a home worth in ZIP code 95132?

The typical home in 95132 is worth $1,679,343, based on the Zillow Home Value Index.

Are home values rising in 95132?

Home values in 95132 are down 2.8% over the past year, and up 6.1% a year over five years.

What is the typical rent in 95132?

A typical home in 95132 rents for about $4,020 a month, a gross rental yield of 2.9%.

What is the property tax rate in 95132?

The effective property tax rate in 95132 is 0.8% — roughly $12,865 a year on a typical home.

ZIP code 95132 has a population of 40,334 and a median household income of $178,611.

HousingHandbookReference data

…

U.S. ZIP Code · CA95132

Santa Clara County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$1,679,343^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.8%
5-year / yr: +6.1%
10-year / yr: +7.2%

Relative price

vs U.S.: +491.2%
vs metro: +1.6%
vs state: +139.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95132 is worth $1,679,343 — 1.6% above the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $4,020 a month — a 2.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $4,020^[2]
Gross yield: 2.9%^[2]
Cap rate: 1.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $12,865^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Clara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 40,334^[3]
Median household income: $178,611^[3]

#Migration

Household moves in and out of Santa Clara County over a year, from IRS tax-return data.

Net migration: -9,835^[5]
Moved in: 43,577
Moved out: 53,412

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 8
Middle: 3
High: 1

Piedmont Hills High
High · Grades 9–12 · East Side Union High
1,945 students
Sierramont Middle
Middle · Grades 6–8 · Berryessa Union Elementary
700 students
Morrill Middle
Middle · Grades 6–8 · Berryessa Union Elementary
663 students
Piedmont Middle
Middle · Grades 6–8 · Berryessa Union Elementary
638 students
Cherrywood Elementary
Elementary · Grades K–5 · Berryessa Union Elementary
524 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield2.9%

Net yield (after ~40% expenses)1.7%

Annual rent$48,243

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$8,492

Loan principal$1,343,474

Down payment$335,869

Total interest paid$1,713,527

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.73

Monthly cost to own$10,969

Monthly rent$4,020

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 77th percentile^[1]
Rental yield: 61st percentile^[2]
Property tax: 82nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95132?: The typical home in 95132 is worth $1,679,343, based on the Zillow Home Value Index.
Are home values rising in 95132?: Home values in 95132 are down 2.8% over the past year, and up 6.1% a year over five years.
What is the typical rent in 95132?: A typical home in 95132 rents for about $4,020 a month, a gross rental yield of 2.9%.
What is the property tax rate in 95132?: The effective property tax rate in 95132 is 0.8% — roughly $12,865 a year on a typical home.
Who lives in 95132?: ZIP code 95132 has a population of 40,334 and a median household income of $178,611.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95050 vs 95132 →
Santa Clara, CA
Typical home
$1,660,322
Gross yield
2.5%
95118 vs 95132 →
San Jose, CA
Typical home
$1,703,613
Gross yield
2.5%
95046
San Martin CDP, CA
Typical home
$1,646,016
Gross yield
—
94043
Mountain View, CA
Typical home
$1,599,616
Gross yield
3.2%
94085
Sunnyvale, CA
Typical home
$1,583,348
Gross yield
2.9%
95148
San Jose, CA
Typical home
$1,573,108
Gross yield
2.8%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95132 against any other ZIP — full side-by-side table.

Compare 95132 →

#Jump to section

U.S. ZIP Code · CA95132

Get more data on ZIPs like this

Get more data on ZIPs like this