How much is a home worth in ZIP code 95212?

The typical home in 95212 is worth $549,284, based on the Zillow Home Value Index.

Are home values rising in 95212?

Home values in 95212 are down 3.4% over the past year, and up 2.4% a year over five years.

What is the typical rent in 95212?

A typical home in 95212 rents for about $2,933 a month, a gross rental yield of 6.4%.

What is the property tax rate in 95212?

The effective property tax rate in 95212 is 0.7% — roughly $3,930 a year on a typical home.

ZIP code 95212 has a population of 28,437 and a median household income of $111,720.

HousingHandbookReference data

…

U.S. ZIP Code · CA95212

San Joaquin County · Stockton-Lodi, CA

Typical home value

$549,284^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.4%
5-year / yr: +2.4%
10-year / yr: +5.7%

Relative price

vs U.S.: +93.4%
vs metro: ≈ metro median
vs state: -21.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95212 is worth $549,284. Over the past year, values have fallen 3.4%. Homes here rent for a typical $2,933 a month — a 6.4% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,933^[2]
Gross yield: 6.4%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,930^[3]

#Climate risk

FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Very High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 28,437^[3]
Median household income: $111,720^[3]

#Migration

Household moves in and out of San Joaquin County over a year, from IRS tax-return data.

Net migration: -147^[5]
Moved in: 15,203
Moved out: 15,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 6
Middle: 2
High: 2

Cesar Chavez High
High · Grades 9–12 · Stockton Unified
2,018 students
Valentine Peyton Elementary
Elementary · Grades K–8 · Stockton Unified
828 students
George W. Bush Elementary
Elementary · Grades K–8 · Stockton Unified
752 students
Morada Middle
Middle · Grades 7–8 · Lodi Unified
715 students
Aspire Benjamin Holt College Preparatory Academy
High · Grades 9–12 · Aspire Benjamin Holt College Preparatory Academy District
694 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.4%

Net yield (after ~40% expenses)3.8%

Annual rent$35,200

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,777

Loan principal$439,427

Down payment$109,857

Total interest paid$560,465

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.22

Monthly cost to own$3,565

Monthly rent$2,933

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 56th percentile^[1]
Rental yield: 88th percentile^[2]
Property tax: 50th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95212?: The typical home in 95212 is worth $549,284, based on the Zillow Home Value Index.
Are home values rising in 95212?: Home values in 95212 are down 3.4% over the past year, and up 2.4% a year over five years.
What is the typical rent in 95212?: A typical home in 95212 rents for about $2,933 a month, a gross rental yield of 6.4%.
What is the property tax rate in 95212?: The effective property tax rate in 95212 is 0.7% — roughly $3,930 a year on a typical home.
Who lives in 95212?: ZIP code 95212 has a population of 28,437 and a median household income of $111,720.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95219 vs 95212 →
Stockton, CA
Typical home
$557,447
Gross yield
4.4%
95686 vs 95212 →
Thornton CDP, CA
Typical home
$563,623
Gross yield
—
95336
Manteca, CA
Typical home
$529,476
Gross yield
5.4%
95231
French Camp CDP, CA
Typical home
$528,488
Gross yield
—
95237
Lockeford CDP, CA
Typical home
$525,615
Gross yield
—
95242
Lodi, CA
Typical home
$576,498
Gross yield
4.8%

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Pit ZIP 95212 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95212

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