U.S. ZIP Code · CA95242
San Joaquin County · Stockton-Lodi, CA
Appreciation
- 1-year
- -2.8%
- 5-year / yr
- +2.4%
- 10-year / yr
- +4.7%
Relative price
- vs U.S.
- +102.9%
- vs metro
- +4.2%
- vs state
- -17.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 95242 is worth $576,498 — 4.2% above the Stockton-Lodi, CA median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $2,292 a month — a 4.8% gross rental yield. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively High
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Moderate
- Drought
- Very High
- Heat wave
- Relatively High
- Hurricane
- Not Applicable
- Tornado
- Relatively Low
- Earthquake
- Relatively High
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of San Joaquin County over a year, from IRS tax-return data.
- Net migration
- -147[5]
- Moved in
- 15,203
- Moved out
- 15,350
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 13
- Elementary
- 5
- Middle
- 3
- High
- 2
Lodi High
High · Grades 9–12 · Lodi Unified
1,990 students
Vista Oaks Charter
Other · Grades K–12 · Vista Oaks Charter District
948 students
Lodi Middle
Middle · Grades 7–8 · Lodi Unified
922 students
Ellerth E. Larson Elementary
Elementary · Grades K–6 · Lodi Unified
845 students
Millswood Middle
Middle · Grades 7–8 · Lodi Unified
843 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 95242?
- The typical home in 95242 is worth $576,498, based on the Zillow Home Value Index.
- Are home values rising in 95242?
- Home values in 95242 are down 2.8% over the past year, and up 2.4% a year over five years.
- What is the typical rent in 95242?
- A typical home in 95242 rents for about $2,292 a month, a gross rental yield of 4.8%.
- What is the property tax rate in 95242?
- The effective property tax rate in 95242 is 0.7% — roughly $4,194 a year on a typical home.
- Who lives in 95242?
- ZIP code 95242 has a population of 28,427 and a median household income of $104,721.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Thornton CDP, CA
- Typical home
- $563,623
- Gross yield
- —
Stockton, CA
- Typical home
- $557,447
- Gross yield
- 4.4%
Woodbridge CDP, CA
- Typical home
- $595,650
- Gross yield
- —
Tracy, CA
- Typical home
- $598,407
- Gross yield
- 4.9%
Escalon, CA
- Typical home
- $602,126
- Gross yield
- —
Stockton, CA
- Typical home
- $549,284
- Gross yield
- 6.4%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 95242 against any other ZIP — full side-by-side table.
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