How much is a home worth in ZIP code 95356?

The typical home in 95356 is worth $525,877, based on the Zillow Home Value Index.

Are home values rising in 95356?

Home values in 95356 are down 1.0% over the past year, and up 3.3% a year over five years.

What is the typical rent in 95356?

A typical home in 95356 rents for about $2,089 a month, a gross rental yield of 4.8%.

What is the property tax rate in 95356?

The effective property tax rate in 95356 is 0.8% — roughly $4,123 a year on a typical home.

ZIP code 95356 has a population of 33,233 and a median household income of $96,886.

HousingHandbookReference data

…

U.S. ZIP Code · CA95356

Stanislaus County · Modesto, CA

Typical home value

$525,877^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.0%
5-year / yr: +3.3%
10-year / yr: +5.6%

Relative price

vs U.S.: +85.1%
vs metro: +7.0%
vs state: -24.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95356 is worth $525,877 — 7.0% above the Modesto, CA median. Over the past year, values have fallen 1.0%. Homes here rent for a typical $2,089 a month — a 4.8% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,089^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $4,123^[3]

#Climate risk

FEMA National Risk Index ratings for Stanislaus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Very High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 33,233^[3]
Median household income: $96,886^[3]

#Migration

Household moves in and out of Stanislaus County over a year, from IRS tax-return data.

Net migration: -988^[5]
Moved in: 8,869
Moved out: 9,857

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 4
Middle: 0
High: 1

Joseph A. Gregori High
High · Grades 9–12 · Modesto City High
2,414 students
Great Valley Academy - Salida
Elementary · Grades K–8 · Great Valley Academy - Salida District
880 students
Agnes M. Baptist Elementary
Elementary · Grades K–6 · Stanislaus Union Elementary
636 students
Mildred Perkins Elementary
Elementary · Grades K–5 · Salida Union Elementary
379 students
Stanislaus Elementary
Elementary · Grades K–6 · Stanislaus Union Elementary
292 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$25,068

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,659

Loan principal$420,702

Down payment$105,175

Total interest paid$536,582

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.65

Monthly cost to own$3,439

Monthly rent$2,089

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 23rd percentile^[1]
Rental yield: 22nd percentile^[2]
Property tax: 68th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95356?: The typical home in 95356 is worth $525,877, based on the Zillow Home Value Index.
Are home values rising in 95356?: Home values in 95356 are down 1.0% over the past year, and up 3.3% a year over five years.
What is the typical rent in 95356?: A typical home in 95356 rents for about $2,089 a month, a gross rental yield of 4.8%.
What is the property tax rate in 95356?: The effective property tax rate in 95356 is 0.8% — roughly $4,123 a year on a typical home.
Who lives in 95356?: ZIP code 95356 has a population of 33,233 and a median household income of $96,886.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95382 vs 95356 →
Turlock, CA
Typical home
$515,410
Gross yield
5.5%
95363 vs 95356 →
Patterson, CA
Typical home
$510,874
Gross yield
6.0%
95357
Modesto, CA
Typical home
$509,273
Gross yield
—
95326
Hughson, CA
Typical home
$554,268
Gross yield
—
95316
Denair CDP, CA
Typical home
$555,792
Gross yield
—
95368
Salida CDP, CA
Typical home
$492,376
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95356

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