HousingHandbookReference data

U.S. ZIP Code · CA95358

Stanislaus County · Modesto, CA

Typical home value

$435,492[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+3.6%
10-year / yr
+7.0%

Relative price

vs U.S.
+53.3%
vs metro
-11.4%
vs state
-37.8%
ZIP 95358 location in CA
Location of ZIP 95358 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95358 is worth $435,492 — 11.4% below the Modesto, CA median. Over the past year, values have fallen 0.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,573[3]

#Climate risk

FEMA National Risk Index ratings for Stanislaus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
30,469[3]
Median household income
$76,924[3]

#Migration

Household moves in and out of Stanislaus County over a year, from IRS tax-return data.

Net migration
-988[5]
Moved in
8,869
Moved out
9,857

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
9
Middle
1
High
0
  • Bret Harte Elementary

    Elementary · Grades K–6 · Modesto City Elementary

    856 students

  • Fairview Elementary

    Elementary · Grades K–6 · Modesto City Elementary

    733 students

  • Hart-Ransom Elementary

    Elementary · Grades K–8 · Hart-Ransom Union Elementary

    720 students

  • Evelyn Hanshaw Middle

    Middle · Grades 7–8 · Modesto City Elementary

    679 students

  • Alberta Martone Elementary

    Elementary · Grades K–6 · Modesto City Elementary

    647 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,202
Loan principal$348,394
Down payment$87,098
Total interest paid$444,357

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,779
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
[2]
Property tax
14th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95358?
The typical home in 95358 is worth $435,492, based on the Zillow Home Value Index.
Are home values rising in 95358?
Home values in 95358 are down 0.2% over the past year, and up 3.6% a year over five years.
What is the property tax rate in 95358?
The effective property tax rate in 95358 is 0.6% — roughly $2,573 a year on a typical home.
Who lives in 95358?
ZIP code 95358 has a population of 30,469 and a median household income of $76,924.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Newman, CA

    Typical home
    $438,558
    Gross yield
  • Keyes CDP, CA

    Typical home
    $432,367
    Gross yield
  • Waterford, CA

    Typical home
    $431,934
    Gross yield
  • Modesto, CA

    Typical home
    $429,525
    Gross yield
    5.4%
  • Turlock, CA

    Typical home
    $447,674
    Gross yield
    4.7%
  • Ceres, CA

    Typical home
    $455,461
    Gross yield
    5.4%

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