How much is a home worth in ZIP code 95361?

The typical home in 95361 is worth $559,642, based on the Zillow Home Value Index.

Are home values rising in 95361?

Home values in 95361 are up 0.8% over the past year, and up 3.4% a year over five years.

What is the typical rent in 95361?

A typical home in 95361 rents for about $1,874 a month, a gross rental yield of 4.0%.

What is the property tax rate in 95361?

The effective property tax rate in 95361 is 0.7% — roughly $4,168 a year on a typical home.

ZIP code 95361 has a population of 34,810 and a median household income of $92,963.

HousingHandbookReference data

…

U.S. ZIP Code · CA95361

Stanislaus County · Modesto, CA

Typical home value

$559,642^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.8%
5-year / yr: +3.4%
10-year / yr: +5.6%

Relative price

vs U.S.: +97.0%
vs metro: +13.8%
vs state: -20.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95361 is worth $559,642 — 13.8% above the Modesto, CA median. Over the past year, values have risen 0.8%. Homes here rent for a typical $1,874 a month — a 4.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,874^[2]
Gross yield: 4.0%^[2]
Cap rate: 2.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $4,168^[3]

#Climate risk

FEMA National Risk Index ratings for Stanislaus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Very High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 34,810^[3]
Median household income: $92,963^[3]

#Migration

Household moves in and out of Stanislaus County over a year, from IRS tax-return data.

Net migration: -988^[5]
Moved in: 8,869
Moved out: 9,857

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 7
Middle: 1
High: 3

Oakdale High
High · Grades 9–12 · Oakdale Joint Unified
1,607 students
Fair Oaks Elementary
Elementary · Grades K–6 · Oakdale Joint Unified
817 students
Oakdale Junior High
Middle · Grades 7–8 · Oakdale Joint Unified
800 students
Sierra View Elementary
Elementary · Grades K–6 · Oakdale Joint Unified
627 students
Magnolia Elementary
Elementary · Grades K–6 · Oakdale Joint Unified
619 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.0%

Net yield (after ~40% expenses)2.4%

Annual rent$22,490

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,830

Loan principal$447,714

Down payment$111,928

Total interest paid$571,034

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.94

Monthly cost to own$3,641

Monthly rent$1,874

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 55th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 55th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95361?: The typical home in 95361 is worth $559,642, based on the Zillow Home Value Index.
Are home values rising in 95361?: Home values in 95361 are up 0.8% over the past year, and up 3.4% a year over five years.
What is the typical rent in 95361?: A typical home in 95361 rents for about $1,874 a month, a gross rental yield of 4.0%.
What is the property tax rate in 95361?: The effective property tax rate in 95361 is 0.7% — roughly $4,168 a year on a typical home.
Who lives in 95361?: ZIP code 95361 has a population of 34,810 and a median household income of $92,963.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95316 vs 95361 →
Denair CDP, CA
Typical home
$555,792
Gross yield
—
95326 vs 95361 →
Hughson, CA
Typical home
$554,268
Gross yield
—
95356
Modesto, CA
Typical home
$525,877
Gross yield
4.8%
95382
Turlock, CA
Typical home
$515,410
Gross yield
5.5%
95363
Patterson, CA
Typical home
$510,874
Gross yield
6.0%
95357
Modesto, CA
Typical home
$509,273
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95361 against any other ZIP — full side-by-side table.

Compare 95361 →

#Jump to section

U.S. ZIP Code · CA95361

Get more data on ZIPs like this

Get more data on ZIPs like this