How much is a home worth in ZIP code 95403?

The typical home in 95403 is worth $730,081, based on the Zillow Home Value Index.

Are home values rising in 95403?

Home values in 95403 are down 2.6% over the past year, and up 2.0% a year over five years.

What is the typical rent in 95403?

A typical home in 95403 rents for about $2,814 a month, a gross rental yield of 4.6%.

What is the property tax rate in 95403?

The effective property tax rate in 95403 is 0.7% — roughly $4,792 a year on a typical home.

ZIP code 95403 has a population of 45,806 and a median household income of $98,191.

HousingHandbookReference data

…

U.S. ZIP Code · CA95403

Sonoma County · Santa Rosa-Petaluma, CA

Typical home value

$730,081^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.6%
5-year / yr: +2.0%
10-year / yr: +3.8%

Relative price

vs U.S.: +157.0%
vs metro: -11.2%
vs state: +4.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95403 is worth $730,081 — 11.2% below the Santa Rosa-Petaluma, CA median. Over the past year, values have fallen 2.6%. Homes here rent for a typical $2,814 a month — a 4.6% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,814^[2]
Gross yield: 4.6%^[2]
Cap rate: 2.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $4,792^[3]

#Climate risk

FEMA National Risk Index ratings for Sonoma County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Relatively High
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 45,806^[3]
Median household income: $98,191^[3]

#Migration

Household moves in and out of Sonoma County over a year, from IRS tax-return data.

Net migration: -207^[5]
Moved in: 9,223
Moved out: 9,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 16
Elementary: 8
Middle: 2
High: 2

Piner High
High · Grades 9–12 · Santa Rosa High
1,384 students
Mattie Washburn Elementary
Elementary · Grades K–2 · Windsor Unified
479 students
Hilliard Comstock Middle
Middle · Grades 7–8 · Santa Rosa High
442 students
Mark West Elementary
Elementary · Grades K–6 · Mark West Union Elementary
424 students
Pivot Charter School - North Bay
Other · Grades K–12 · Pivot Charter School - North Bay District
423 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.6%

Net yield (after ~40% expenses)2.8%

Annual rent$33,766

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,692

Loan principal$584,065

Down payment$146,016

Total interest paid$744,942

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.67

Monthly cost to own$4,702

Monthly rent$2,814

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 83rd percentile^[1]
Rental yield: 71st percentile^[2]
Property tax: 66th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95403?: The typical home in 95403 is worth $730,081, based on the Zillow Home Value Index.
Are home values rising in 95403?: Home values in 95403 are down 2.6% over the past year, and up 2.0% a year over five years.
What is the typical rent in 95403?: A typical home in 95403 rents for about $2,814 a month, a gross rental yield of 4.6%.
What is the property tax rate in 95403?: The effective property tax rate in 95403 is 0.7% — roughly $4,792 a year on a typical home.
Who lives in 95403?: ZIP code 95403 has a population of 45,806 and a median household income of $98,191.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

94931 vs 95403 →
Cotati, CA
Typical home
$724,951
Gross yield
—
95405 vs 95403 →
Santa Rosa, CA
Typical home
$742,246
Gross yield
4.3%
94928
Rohnert Park, CA
Typical home
$715,626
Gross yield
4.3%
95409
Santa Rosa, CA
Typical home
$785,253
Gross yield
4.1%
95401
Santa Rosa, CA
Typical home
$655,806
Gross yield
4.3%
95492
Windsor, CA
Typical home
$808,275
Gross yield
5.7%

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Pit ZIP 95403 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95403

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