How much is a home worth in ZIP code 95405?

The typical home in 95405 is worth $742,246, based on the Zillow Home Value Index.

Are home values rising in 95405?

Home values in 95405 are up 0.2% over the past year, and up 2.0% a year over five years.

What is the typical rent in 95405?

A typical home in 95405 rents for about $2,632 a month, a gross rental yield of 4.3%.

What is the property tax rate in 95405?

The effective property tax rate in 95405 is 0.7% — roughly $5,194 a year on a typical home.

ZIP code 95405 has a population of 22,744 and a median household income of $118,299.

HousingHandbookReference data

…

U.S. ZIP Code · CA95405

Sonoma County · Santa Rosa-Petaluma, CA

Typical home value

$742,246^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.2%
5-year / yr: +2.0%
10-year / yr: +3.2%

Relative price

vs U.S.: +161.3%
vs metro: -9.7%
vs state: +6.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95405 is worth $742,246 — 9.7% below the Santa Rosa-Petaluma, CA median. Over the past year, values have risen 0.2%. Homes here rent for a typical $2,632 a month — a 4.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,632^[2]
Gross yield: 4.3%^[2]
Cap rate: 2.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $5,194^[3]

#Climate risk

FEMA National Risk Index ratings for Sonoma County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Relatively High
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 22,744^[3]
Median household income: $118,299^[3]

#Migration

Household moves in and out of Sonoma County over a year, from IRS tax-return data.

Net migration: -207^[5]
Moved in: 9,223
Moved out: 9,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 6
Middle: 2
High: 1

Montgomery High
High · Grades 9–12 · Santa Rosa High
1,433 students
Herbert Slater Middle
Middle · Grades 7–8 · Santa Rosa High
690 students
Yulupa Elementary
Elementary · Grades K–3 · Bennett Valley Union Elementary
560 students
Santa Rosa French-American Charter (SRFACS)
Elementary · Grades K–7 · Santa Rosa Elementary
468 students
Village Elementary Charter
Elementary · Grades K–6 · Rincon Valley Union Elementary
395 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.3%

Net yield (after ~40% expenses)2.6%

Annual rent$31,586

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,753

Loan principal$593,797

Down payment$148,449

Total interest paid$757,355

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.83

Monthly cost to own$4,805

Monthly rent$2,632

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 77th percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 72nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95405?: The typical home in 95405 is worth $742,246, based on the Zillow Home Value Index.
Are home values rising in 95405?: Home values in 95405 are up 0.2% over the past year, and up 2.0% a year over five years.
What is the typical rent in 95405?: A typical home in 95405 rents for about $2,632 a month, a gross rental yield of 4.3%.
What is the property tax rate in 95405?: The effective property tax rate in 95405 is 0.7% — roughly $5,194 a year on a typical home.
Who lives in 95405?: ZIP code 95405 has a population of 22,744 and a median household income of $118,299.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95403 vs 95405 →
Santa Rosa, CA
Typical home
$730,081
Gross yield
4.6%
94931 vs 95405 →
Cotati, CA
Typical home
$724,951
Gross yield
—
94928
Rohnert Park, CA
Typical home
$715,626
Gross yield
4.3%
95409
Santa Rosa, CA
Typical home
$785,253
Gross yield
4.1%
95492
Windsor, CA
Typical home
$808,275
Gross yield
5.7%
95404
Santa Rosa, CA
Typical home
$821,783
Gross yield
3.6%

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Pit ZIP 95405 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95405

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