How much is a home worth in ZIP code 95648?

The typical home in 95648 is worth $646,626, based on the Zillow Home Value Index.

Are home values rising in 95648?

Home values in 95648 are down 1.6% over the past year, and up 2.3% a year over five years.

What is the typical rent in 95648?

A typical home in 95648 rents for about $3,058 a month, a gross rental yield of 5.7%.

What is the property tax rate in 95648?

The effective property tax rate in 95648 is 0.9% — roughly $5,816 a year on a typical home.

ZIP code 95648 has a population of 57,459 and a median household income of $112,333.

HousingHandbookReference data

…

U.S. ZIP Code · CA95648

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$646,626^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.6%
5-year / yr: +2.3%
10-year / yr: +4.5%

Relative price

vs U.S.: +127.6%
vs metro: +14.6%
vs state: -7.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95648 is worth $646,626 — 14.6% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.6%. Homes here rent for a typical $3,058 a month — a 5.7% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,058^[2]
Gross yield: 5.7%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $5,816^[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 57,459^[3]
Median household income: $112,333^[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration: +1,948^[5]
Moved in: 13,967
Moved out: 12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 15
Elementary: 7
Middle: 2
High: 3

Horizon Charter
Other · Grades K–12 · Horizon Charter District
1,572 students
John Adams Academy - Lincoln
Other · Grades K–12 · John Adams Academy - Lincoln District
1,420 students
Twelve Bridges High
High · Grades 9–12 · Western Placer Unified
1,247 students
Lincoln High
High · Grades 9–12 · Western Placer Unified
1,192 students
Twelve Bridges Middle
Middle · Grades 6–8 · Western Placer Unified
924 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.7%

Net yield (after ~40% expenses)3.4%

Annual rent$36,695

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,270

Loan principal$517,301

Down payment$129,325

Total interest paid$659,789

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.40

Monthly cost to own$4,294

Monthly rent$3,058

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 59th percentile^[1]
Rental yield: 81st percentile^[2]
Property tax: 88th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

4th for fastest-growing in CAView list →

Frequently asked

How much is a home worth in ZIP code 95648?: The typical home in 95648 is worth $646,626, based on the Zillow Home Value Index.
Are home values rising in 95648?: Home values in 95648 are down 1.6% over the past year, and up 2.3% a year over five years.
What is the typical rent in 95648?: A typical home in 95648 rents for about $3,058 a month, a gross rental yield of 5.7%.
What is the property tax rate in 95648?: The effective property tax rate in 95648 is 0.9% — roughly $5,816 a year on a typical home.
Who lives in 95648?: ZIP code 95648 has a population of 57,459 and a median household income of $112,333.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95637 vs 95648 →
Guinda CDP, CA
Typical home
$647,862
Gross yield
—
95602 vs 95648 →
Lake of the Pines CDP, CA
Typical home
$644,848
Gross yield
3.5%
95624
Elk Grove, CA
Typical home
$640,186
Gross yield
5.1%
95831
Sacramento, CA
Typical home
$635,892
Gross yield
4.2%
95677
Rocklin, CA
Typical home
$659,037
Gross yield
4.2%
96150
South Lake Tahoe, CA
Typical home
$665,905
Gross yield
4.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95648 against any other ZIP — full side-by-side table.

Compare 95648 →

#Jump to section

U.S. ZIP Code · CA95648

Get more data on ZIPs like this

Get more data on ZIPs like this