How much is a home worth in ZIP code 95831?

The typical home in 95831 is worth $635,892, based on the Zillow Home Value Index.

Are home values rising in 95831?

Home values in 95831 are down 0.7% over the past year, and up 2.0% a year over five years.

What is the typical rent in 95831?

A typical home in 95831 rents for about $2,223 a month, a gross rental yield of 4.2%.

What is the property tax rate in 95831?

The effective property tax rate in 95831 is 0.7% — roughly $4,456 a year on a typical home.

ZIP code 95831 has a population of 43,545 and a median household income of $100,751.

HousingHandbookReference data

…

U.S. ZIP Code · CA95831

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$635,892^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.7%
5-year / yr: +2.0%
10-year / yr: +4.8%

Relative price

vs U.S.: +123.9%
vs metro: +12.7%
vs state: -9.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95831 is worth $635,892 — 12.7% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 0.7%. Homes here rent for a typical $2,223 a month — a 4.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,223^[2]
Gross yield: 4.2%^[2]
Cap rate: 2.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $4,456^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 43,545^[3]
Median household income: $100,751^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 8
Middle: 0
High: 2

John F. Kennedy High
High · Grades 9–12 · Sacramento City Unified
1,888 students
Genevieve Didion
Elementary · Grades K–8 · Sacramento City Unified
615 students
School of Engineering & Sciences
High · Grades 7–12 · Sacramento City Unified
532 students
Alice Birney Waldorf-Inspired
Elementary · Grades K–8 · Sacramento City Unified
481 students
Yav Pem Suab Academy - Preparing for the Future Charter
Elementary · Grades K–6 · Yav Pem Suab Acad - Preparing for the Future Charter DIST
471 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.2%

Net yield (after ~40% expenses)2.5%

Annual rent$26,674

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,215

Loan principal$508,714

Down payment$127,178

Total interest paid$648,836

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.85

Monthly cost to own$4,116

Monthly rent$2,223

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 39th percentile^[1]
Rental yield: 28th percentile^[2]
Property tax: 55th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95831?: The typical home in 95831 is worth $635,892, based on the Zillow Home Value Index.
Are home values rising in 95831?: Home values in 95831 are down 0.7% over the past year, and up 2.0% a year over five years.
What is the typical rent in 95831?: A typical home in 95831 rents for about $2,223 a month, a gross rental yield of 4.2%.
What is the property tax rate in 95831?: The effective property tax rate in 95831 is 0.7% — roughly $4,456 a year on a typical home.
Who lives in 95831?: ZIP code 95831 has a population of 43,545 and a median household income of $100,751.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95624 vs 95831 →
Elk Grove, CA
Typical home
$640,186
Gross yield
5.1%
95602 vs 95831 →
Lake of the Pines CDP, CA
Typical home
$644,848
Gross yield
3.5%
95648
Lincoln, CA
Typical home
$646,626
Gross yield
5.7%
95742
Rancho Cordova, CA
Typical home
$625,113
Gross yield
5.4%
95637
Guinda CDP, CA
Typical home
$647,862
Gross yield
—
95628
Fair Oaks CDP, CA
Typical home
$620,479
Gross yield
3.9%

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Pit ZIP 95831 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95831

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