How much is a home worth in ZIP code 95628?

The typical home in 95628 is worth $620,479, based on the Zillow Home Value Index.

Are home values rising in 95628?

Home values in 95628 are down 1.2% over the past year, and up 2.0% a year over five years.

What is the typical rent in 95628?

A typical home in 95628 rents for about $2,021 a month, a gross rental yield of 3.9%.

What is the property tax rate in 95628?

The effective property tax rate in 95628 is 0.7% — roughly $4,345 a year on a typical home.

ZIP code 95628 has a population of 44,855 and a median household income of $115,803.

HousingHandbookReference data

…

U.S. ZIP Code · CA95628

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$620,479^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.2%
5-year / yr: +2.0%
10-year / yr: +4.6%

Relative price

vs U.S.: +118.4%
vs metro: +10.0%
vs state: -11.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95628 is worth $620,479 — 10.0% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.2%. Homes here rent for a typical $2,021 a month — a 3.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,021^[2]
Gross yield: 3.9%^[2]
Cap rate: 2.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $4,345^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 44,855^[3]
Median household income: $115,803^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 4
Middle: 1
High: 5

Bella Vista High
High · Grades 9–12 · San Juan Unified
1,926 students
Del Campo High
High · Grades 9–12 · San Juan Unified
1,557 students
Orangevale Open K-8
Elementary · Grades K–8 · San Juan Unified
585 students
Will Rogers Middle
Middle · Grades 6–8 · San Juan Unified
581 students
Earl Legette Elementary
Elementary · Grades K–6 · San Juan Unified
548 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.9%

Net yield (after ~40% expenses)2.3%

Annual rent$24,251

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,137

Loan principal$496,383

Down payment$124,096

Total interest paid$633,109

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.99

Monthly cost to own$4,016

Monthly rent$2,021

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 40th percentile^[1]
Rental yield: 19th percentile^[2]
Property tax: 54th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95628?: The typical home in 95628 is worth $620,479, based on the Zillow Home Value Index.
Are home values rising in 95628?: Home values in 95628 are down 1.2% over the past year, and up 2.0% a year over five years.
What is the typical rent in 95628?: A typical home in 95628 rents for about $2,021 a month, a gross rental yield of 3.9%.
What is the property tax rate in 95628?: The effective property tax rate in 95628 is 0.7% — roughly $4,345 a year on a typical home.
Who lives in 95628?: ZIP code 95628 has a population of 44,855 and a median household income of $115,803.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95603 vs 95628 →
Auburn, CA
Typical home
$619,305
Gross yield
4.3%
95694 vs 95628 →
Winters, CA
Typical home
$617,289
Gross yield
5.4%
95742
Rancho Cordova, CA
Typical home
$625,113
Gross yield
5.4%
95831
Sacramento, CA
Typical home
$635,892
Gross yield
4.2%
95776
Woodland, CA
Typical home
$602,858
Gross yield
6.0%
95624
Elk Grove, CA
Typical home
$640,186
Gross yield
5.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95628 against any other ZIP — full side-by-side table.

Compare 95628 →

#Jump to section

U.S. ZIP Code · CA95628

Get more data on ZIPs like this

Get more data on ZIPs like this