HousingHandbookReference data

U.S. ZIP Code · CA95603

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$619,305[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+1.8%
10-year / yr
+4.4%

Relative price

vs U.S.
+118.0%
vs metro
+9.8%
vs state
-11.6%
ZIP 95603 location in CA
Location of ZIP 95603 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95603 is worth $619,305 — 9.8% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 0.6%. Homes here rent for a typical $2,237 a month — a 4.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,237[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,716[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
28,432[3]
Median household income
$85,357[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration
+1,948[5]
Moved in
13,967
Moved out
12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
4
Middle
1
High
4
  • Placer High

    High · Grades 9–12 · Placer Union High

    1,303 students

  • Bowman Charter

    Elementary · Grades K–8 · Ackerman Charter

    603 students

  • Auburn Elementary

    Elementary · Grades K–5 · Auburn Union Elementary

    547 students

  • EV Cain Middle

    Middle · Grades 6–8 · Auburn Union Elementary

    472 students

  • Skyridge Elementary

    Elementary · Grades K–5 · Auburn Union Elementary

    427 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$26,846

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,132
Loan principal$495,444
Down payment$123,861
Total interest paid$631,911

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.81
Monthly cost to own$4,040
Monthly rent$2,237

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
37th percentile[2]
Property tax
72nd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 95603?
The typical home in 95603 is worth $619,305, based on the Zillow Home Value Index.
Are home values rising in 95603?
Home values in 95603 are down 0.6% over the past year, and up 1.8% a year over five years.
What is the typical rent in 95603?
A typical home in 95603 rents for about $2,237 a month, a gross rental yield of 4.3%.
What is the property tax rate in 95603?
The effective property tax rate in 95603 is 0.8% — roughly $4,716 a year on a typical home.
Who lives in 95603?
ZIP code 95603 has a population of 28,432 and a median household income of $85,357.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fair Oaks CDP, CA

    Typical home
    $620,479
    Gross yield
    3.9%
  • Winters, CA

    Typical home
    $617,289
    Gross yield
    5.4%
  • Rancho Cordova, CA

    Typical home
    $625,113
    Gross yield
    5.4%
  • Woodland, CA

    Typical home
    $602,858
    Gross yield
    6.0%
  • Sacramento, CA

    Typical home
    $635,892
    Gross yield
    4.2%
  • Coloma CDP, CA

    Typical home
    $600,755
    Gross yield

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