How much is a home worth in ZIP code 95651?

The typical home in 95651 is worth $600,755, based on the Zillow Home Value Index.

Are home values rising in 95651?

Home values in 95651 are down 3.1% over the past year, and up 0.9% a year over five years.

What is the property tax rate in 95651?

The effective property tax rate in 95651 is 0.7% — roughly $3,919 a year on a typical home.

ZIP code 95651 has a population of 729 and a median household income of $103,537.

HousingHandbookReference data

…

U.S. ZIP Code · CA95651

El Dorado County · Sacramento-Roseville-Folsom, CA

Typical home value

$600,755^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.1%
5-year / yr: +0.9%
10-year / yr: +3.8%

Relative price

vs U.S.: +111.5%
vs metro: +6.5%
vs state: -14.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95651 is worth $600,755 — 6.5% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 3.1%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,919^[3]

#Climate risk

FEMA National Risk Index ratings for El Dorado County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 729^[3]
Median household income: $103,537^[3]

#Migration

Household moves in and out of El Dorado County over a year, from IRS tax-return data.

Net migration: -319^[5]
Moved in: 5,558
Moved out: 5,877

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,038

Loan principal$480,604

Down payment$120,151

Total interest paid$612,984

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$3,864

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 14th percentile^[1]
Rental yield: —^[2]
Property tax: 31st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95651?: The typical home in 95651 is worth $600,755, based on the Zillow Home Value Index.
Are home values rising in 95651?: Home values in 95651 are down 3.1% over the past year, and up 0.9% a year over five years.
What is the property tax rate in 95651?: The effective property tax rate in 95651 is 0.7% — roughly $3,919 a year on a typical home.
Who lives in 95651?: ZIP code 95651 has a population of 729 and a median household income of $103,537.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95811 vs 95651 →
Sacramento, CA
Typical home
$599,541
Gross yield
3.8%
95776 vs 95651 →
Woodland, CA
Typical home
$602,858
Gross yield
6.0%
95829
Vineyard CDP, CA
Typical home
$595,664
Gross yield
5.6%
95615
Courtland CDP, CA
Typical home
$589,789
Gross yield
—
95694
Winters, CA
Typical home
$617,289
Gross yield
5.4%
95603
Auburn, CA
Typical home
$619,305
Gross yield
4.3%

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Pit ZIP 95651 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95651

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