HousingHandbookReference data

U.S. ZIP Code · CA95661

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$698,443[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.5%
5-year / yr
+3.1%
10-year / yr
+5.2%

Relative price

vs U.S.
+145.9%
vs metro
+23.8%
vs state
≈ state median
ZIP 95661 location in CA
Location of ZIP 95661 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95661 is worth $698,443 — 23.8% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $2,224 a month — a 3.8% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,224[2]
Gross yield
3.8%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$5,444[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
32,589[3]
Median household income
$105,925[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration
+1,948[5]
Moved in
13,967
Moved out
12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
4
Middle
3
High
1
  • Oakmont High

    High · Grades 9–12 · Roseville Joint Union High

    1,323 students

  • Warren T. Eich Middle

    Middle · Grades 6–8 · Roseville City Elementary

    960 students

  • Excelsior Elementary

    Middle · Grades 4–6 · Eureka Union

    501 students

  • Stoneridge Elementary

    Elementary · Grades K–5 · Roseville City Elementary

    481 students

  • Maidu Elementary

    Elementary · Grades K–3 · Eureka Union

    425 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.8%
Net yield (after ~40% expenses)2.3%
Annual rent$26,694

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,532
Loan principal$558,754
Down payment$139,689
Total interest paid$712,661

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.05
Monthly cost to own$4,568
Monthly rent$2,224

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
91st percentile[1]
Rental yield
14th percentile[2]
Property tax
76th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 95661?
The typical home in 95661 is worth $698,443, based on the Zillow Home Value Index.
Are home values rising in 95661?
Home values in 95661 are down 0.5% over the past year, and up 3.1% a year over five years.
What is the typical rent in 95661?
A typical home in 95661 rents for about $2,224 a month, a gross rental yield of 3.8%.
What is the property tax rate in 95661?
The effective property tax rate in 95661 is 0.8% — roughly $5,444 a year on a typical home.
Who lives in 95661?
ZIP code 95661 has a population of 32,589 and a median household income of $105,925.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Elk Grove, CA

    Typical home
    $701,369
    Gross yield
    5.0%
  • Rancho Murieta CDP, CA

    Typical home
    $710,674
    Gross yield
  • Sacramento, CA

    Typical home
    $718,277
    Gross yield
    3.4%
  • Sacramento, CA

    Typical home
    $719,976
    Gross yield
    2.9%
  • Meadow Vista CDP, CA

    Typical home
    $674,607
    Gross yield
  • Rocklin, CA

    Typical home
    $725,702
    Gross yield
    4.2%

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