HousingHandbookReference data

U.S. ZIP Code · CA95765

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$725,702[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.9%
5-year / yr
+2.2%
10-year / yr
+4.5%

Relative price

vs U.S.
+155.5%
vs metro
+28.6%
vs state
+3.6%
ZIP 95765 location in CA
Location of ZIP 95765 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95765 is worth $725,702 — 28.6% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.9%. Homes here rent for a typical $2,540 a month — a 4.2% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,540[2]
Gross yield
4.2%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$6,811[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
43,871[3]
Median household income
$138,090[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration
+1,948[5]
Moved in
13,967
Moved out
12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
17
Elementary
11
Middle
1
High
4
  • Rocklin High

    High · Grades 9–12 · Rocklin Unified

    2,025 students

  • Whitney High

    High · Grades 9–12 · Rocklin Unified

    1,981 students

  • Rocklin Academy Gateway

    Elementary · Grades K–8 · Rocklin Academy Gateway District

    1,081 students

  • Granite Oaks Middle

    Middle · Grades 7–8 · Rocklin Unified

    971 students

  • Western Sierra Collegiate Academy

    High · Grades 7–12 · Western Sierra Collegiate Academy District

    772 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.2%
Net yield (after ~40% expenses)2.5%
Annual rent$30,478

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,670
Loan principal$580,562
Down payment$145,140
Total interest paid$740,475

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.91
Monthly cost to own$4,843
Monthly rent$2,540

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
49th percentile[1]
Rental yield
30th percentile[2]
Property tax
93rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 95765?
The typical home in 95765 is worth $725,702, based on the Zillow Home Value Index.
Are home values rising in 95765?
Home values in 95765 are down 1.9% over the past year, and up 2.2% a year over five years.
What is the typical rent in 95765?
A typical home in 95765 rents for about $2,540 a month, a gross rental yield of 4.2%.
What is the property tax rate in 95765?
The effective property tax rate in 95765 is 0.9% — roughly $6,811 a year on a typical home.
Who lives in 95765?
ZIP code 95765 has a population of 43,871 and a median household income of $138,090.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sacramento, CA

    Typical home
    $719,976
    Gross yield
    2.9%
  • Esparto CDP, CA

    Typical home
    $731,909
    Gross yield
  • Sacramento, CA

    Typical home
    $718,277
    Gross yield
    3.4%
  • Rancho Murieta CDP, CA

    Typical home
    $710,674
    Gross yield
  • Elk Grove, CA

    Typical home
    $701,369
    Gross yield
    5.0%
  • Arden-Arcade CDP, CA

    Typical home
    $752,328
    Gross yield
    3.6%

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