How much is a home worth in ZIP code 95765?

The typical home in 95765 is worth $725,702, based on the Zillow Home Value Index.

Are home values rising in 95765?

Home values in 95765 are down 1.9% over the past year, and up 2.2% a year over five years.

What is the typical rent in 95765?

A typical home in 95765 rents for about $2,540 a month, a gross rental yield of 4.2%.

What is the property tax rate in 95765?

The effective property tax rate in 95765 is 0.9% — roughly $6,811 a year on a typical home.

ZIP code 95765 has a population of 43,871 and a median household income of $138,090.

HousingHandbookReference data

…

U.S. ZIP Code · CA95765

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$725,702^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.9%
5-year / yr: +2.2%
10-year / yr: +4.5%

Relative price

vs U.S.: +155.5%
vs metro: +28.6%
vs state: +3.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95765 is worth $725,702 — 28.6% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.9%. Homes here rent for a typical $2,540 a month — a 4.2% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,540^[2]
Gross yield: 4.2%^[2]
Cap rate: 2.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $6,811^[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 43,871^[3]
Median household income: $138,090^[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration: +1,948^[5]
Moved in: 13,967
Moved out: 12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 17
Elementary: 11
Middle: 1
High: 4

Rocklin High
High · Grades 9–12 · Rocklin Unified
2,025 students
Whitney High
High · Grades 9–12 · Rocklin Unified
1,981 students
Rocklin Academy Gateway
Elementary · Grades K–8 · Rocklin Academy Gateway District
1,081 students
Granite Oaks Middle
Middle · Grades 7–8 · Rocklin Unified
971 students
Western Sierra Collegiate Academy
High · Grades 7–12 · Western Sierra Collegiate Academy District
772 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.2%

Net yield (after ~40% expenses)2.5%

Annual rent$30,478

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,670

Loan principal$580,562

Down payment$145,140

Total interest paid$740,475

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.91

Monthly cost to own$4,843

Monthly rent$2,540

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 49th percentile^[1]
Rental yield: 30th percentile^[2]
Property tax: 93rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95765?: The typical home in 95765 is worth $725,702, based on the Zillow Home Value Index.
Are home values rising in 95765?: Home values in 95765 are down 1.9% over the past year, and up 2.2% a year over five years.
What is the typical rent in 95765?: A typical home in 95765 rents for about $2,540 a month, a gross rental yield of 4.2%.
What is the property tax rate in 95765?: The effective property tax rate in 95765 is 0.9% — roughly $6,811 a year on a typical home.
Who lives in 95765?: ZIP code 95765 has a population of 43,871 and a median household income of $138,090.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95816 vs 95765 →
Sacramento, CA
Typical home
$719,976
Gross yield
2.9%
95607 vs 95765 →
Esparto CDP, CA
Typical home
$731,909
Gross yield
—
95818
Sacramento, CA
Typical home
$718,277
Gross yield
3.4%
95683
Rancho Murieta CDP, CA
Typical home
$710,674
Gross yield
—
95757
Elk Grove, CA
Typical home
$701,369
Gross yield
5.0%
95864
Arden-Arcade CDP, CA
Typical home
$752,328
Gross yield
3.6%

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Pit ZIP 95765 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95765

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