HousingHandbookReference data

U.S. ZIP Code · CA95720

El Dorado County · Sacramento-Roseville-Folsom, CA

Typical home value

$319,394[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.2%
5-year / yr
+0.6%
10-year / yr
+3.4%

Relative price

vs U.S.
+12.4%
vs metro
-43.4%
vs state
-54.4%
ZIP 95720 location in CA
Location of ZIP 95720 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95720 is worth $319,394 — 43.4% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 3.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for El Dorado County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
29[3]
Median household income
[3]

#Migration

Household moves in and out of El Dorado County over a year, from IRS tax-return data.

Net migration
-319[5]
Moved in
5,558
Moved out
5,877

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Silver Fork Elementary

    Elementary · Grades K–8 · Silver Fork Elementary

    16 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,615
Loan principal$255,515
Down payment$63,879
Total interest paid$325,896

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,201
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
9th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95720?
The typical home in 95720 is worth $319,394, based on the Zillow Home Value Index.
Are home values rising in 95720?
Home values in 95720 are down 3.2% over the past year, and up 0.6% a year over five years.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • CA

    Typical home
    $322,683
    Gross yield
  • Grizzly Flats CDP, CA

    Typical home
    $330,185
    Gross yield
  • Sacramento, CA

    Typical home
    $356,921
    Gross yield
    6.1%
  • CA

    Typical home
    $363,550
    Gross yield
  • Sacramento, CA

    Typical home
    $367,513
    Gross yield
    5.7%
  • Madison CDP, CA

    Typical home
    $372,722
    Gross yield

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