HousingHandbookReference data

U.S. ZIP Code · CA95916

Butte County · Chico, CA

Typical home value

$245,766[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.6%
5-year / yr
-6.8%
10-year / yr
+0.1%

Relative price

vs U.S.
-13.5%
vs metro
-26.7%
vs state
-64.9%
ZIP 95916 location in CA
Location of ZIP 95916 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95916 is worth $245,766 — 26.7% below the Chico, CA median. Over the past year, values have risen 0.6%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,607[3]

#Climate risk

FEMA National Risk Index ratings for Butte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
667[3]
Median household income
$28,333[3]

#Migration

Household moves in and out of Butte County over a year, from IRS tax-return data.

Net migration
+275[5]
Moved in
4,691
Moved out
4,416

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,243
Loan principal$196,613
Down payment$49,153
Total interest paid$250,769

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,581
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
23rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 95916?
The typical home in 95916 is worth $245,766, based on the Zillow Home Value Index.
Are home values rising in 95916?
Home values in 95916 are up 0.6% over the past year, and down 6.8% a year over five years.
What is the property tax rate in 95916?
The effective property tax rate in 95916 is 0.7% — roughly $1,607 a year on a typical home.
Who lives in 95916?
ZIP code 95916 has a population of 667 and a median household income of $28,333.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Forbestown CDP, CA

    Typical home
    $249,449
    Gross yield
  • Palermo CDP, CA

    Typical home
    $258,930
    Gross yield
  • Clipper Mills CDP, CA

    Typical home
    $263,654
    Gross yield
  • Magalia CDP, CA

    Typical home
    $273,466
    Gross yield
  • Concow CDP, CA

    Typical home
    $306,496
    Gross yield
    5.2%
  • Oroville East CDP, CA

    Typical home
    $311,952
    Gross yield
    6.6%

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