How much is a home worth in ZIP code 95966?

The typical home in 95966 is worth $311,952, based on the Zillow Home Value Index.

Are home values rising in 95966?

Home values in 95966 are down 0.5% over the past year, and up 0.4% a year over five years.

What is the typical rent in 95966?

A typical home in 95966 rents for about $1,726 a month, a gross rental yield of 6.6%.

What is the property tax rate in 95966?

The effective property tax rate in 95966 is 0.6% — roughly $1,869 a year on a typical home.

ZIP code 95966 has a population of 28,503 and a median household income of $65,586.

HousingHandbookReference data

…

U.S. ZIP Code · CA95966

Butte County · Chico, CA

Typical home value

$311,952^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.5%
5-year / yr: +0.4%
10-year / yr: +5.0%

Relative price

vs U.S.: +9.8%
vs metro: -7.0%
vs state: -55.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95966 is worth $311,952 — 7.0% below the Chico, CA median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $1,726 a month — a 6.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,726^[2]
Gross yield: 6.6%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,869^[3]

#Climate risk

FEMA National Risk Index ratings for Butte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 28,503^[3]
Median household income: $65,586^[3]

#Migration

Household moves in and out of Butte County over a year, from IRS tax-return data.

Net migration: +275^[5]
Moved in: 4,691
Moved out: 4,416

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 15
Elementary: 7
Middle: 2
High: 3

Las Plumas High
High · Grades 9–12 · Oroville Union High
1,299 students
Oroville High
High · Grades 9–12 · Oroville Union High
870 students
Helen M. Wilcox Elementary
Elementary · Grades K–3 · Palermo Union Elementary
566 students
Ophir Elementary
Elementary · Grades K–5 · Oroville City Elementary
441 students
Stanford Avenue Elementary
Elementary · Grades K–5 · Oroville City Elementary
418 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.6%

Net yield (after ~40% expenses)4.0%

Annual rent$20,713

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,577

Loan principal$249,562

Down payment$62,390

Total interest paid$318,302

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.15

Monthly cost to own$1,993

Monthly rent$1,726

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 56th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 8th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95966?: The typical home in 95966 is worth $311,952, based on the Zillow Home Value Index.
Are home values rising in 95966?: Home values in 95966 are down 0.5% over the past year, and up 0.4% a year over five years.
What is the typical rent in 95966?: A typical home in 95966 rents for about $1,726 a month, a gross rental yield of 6.6%.
What is the property tax rate in 95966?: The effective property tax rate in 95966 is 0.6% — roughly $1,869 a year on a typical home.
Who lives in 95966?: ZIP code 95966 has a population of 28,503 and a median household income of $65,586.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95965 vs 95966 →
Concow CDP, CA
Typical home
$306,496
Gross yield
5.2%
95969 vs 95966 →
Paradise, CA
Typical home
$335,438
Gross yield
5.9%
95917
Biggs, CA
Typical home
$344,825
Gross yield
—
95954
Magalia CDP, CA
Typical home
$273,466
Gross yield
—
95948
Gridley, CA
Typical home
$354,157
Gross yield
—
95930
Clipper Mills CDP, CA
Typical home
$263,654
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95966

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