How much is a home worth in ZIP code 95969?

The typical home in 95969 is worth $335,438, based on the Zillow Home Value Index.

Are home values rising in 95969?

Home values in 95969 are down 3.6% over the past year, and down 6.2% a year over five years.

What is the typical rent in 95969?

A typical home in 95969 rents for about $1,646 a month, a gross rental yield of 5.9%.

What is the property tax rate in 95969?

The effective property tax rate in 95969 is 0.6% — roughly $2,129 a year on a typical home.

ZIP code 95969 has a population of 8,339 and a median household income of $69,067.

HousingHandbookReference data

…

U.S. ZIP Code · CA95969

Butte County · Chico, CA

Typical home value

$335,438^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.6%
5-year / yr: -6.2%
10-year / yr: -3.9%

Relative price

vs U.S.: +18.1%
vs metro: ≈ metro median
vs state: -52.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95969 is worth $335,438. Over the past year, values have fallen 3.6%. Homes here rent for a typical $1,646 a month — a 5.9% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,646^[2]
Gross yield: 5.9%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $2,129^[3]

#Climate risk

FEMA National Risk Index ratings for Butte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 8,339^[3]
Median household income: $69,067^[3]

#Migration

Household moves in and out of Butte County over a year, from IRS tax-return data.

Net migration: +275^[5]
Moved in: 4,691
Moved out: 4,416

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 5
Middle: 1
High: 3

Paradise Senior High
High · Grades 9–12 · Paradise Unified
506 students
Paradise Ridge Elementary
Elementary · Grades K–6 · Paradise Unified
446 students
Children's Community Charter
Elementary · Grades K–8 · Children's Community Charter District
203 students
Paradise Junior High
Middle · Grades 7–8 · Paradise Unified
175 students
Achieve Charter School of Paradise Inc.
Elementary · Grades K–8 · Achieve Charter School of Paradise Inc. District
141 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.9%

Net yield (after ~40% expenses)3.5%

Annual rent$19,753

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,696

Loan principal$268,350

Down payment$67,088

Total interest paid$342,266

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.31

Monthly cost to own$2,152

Monthly rent$1,646

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 6th percentile^[1]
Rental yield: 80th percentile^[2]
Property tax: 15th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95969?: The typical home in 95969 is worth $335,438, based on the Zillow Home Value Index.
Are home values rising in 95969?: Home values in 95969 are down 3.6% over the past year, and down 6.2% a year over five years.
What is the typical rent in 95969?: A typical home in 95969 rents for about $1,646 a month, a gross rental yield of 5.9%.
What is the property tax rate in 95969?: The effective property tax rate in 95969 is 0.6% — roughly $2,129 a year on a typical home.
Who lives in 95969?: ZIP code 95969 has a population of 8,339 and a median household income of $69,067.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95917 vs 95969 →
Biggs, CA
Typical home
$344,825
Gross yield
—
95948 vs 95969 →
Gridley, CA
Typical home
$354,157
Gross yield
—
95966
Oroville East CDP, CA
Typical home
$311,952
Gross yield
6.6%
95965
Concow CDP, CA
Typical home
$306,496
Gross yield
5.2%
95942
Forest Ranch CDP, CA
Typical home
$372,805
Gross yield
—
95914
Bangor CDP, CA
Typical home
$396,066
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95969

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