U.S. ZIP Code · WA99109
Stevens County · Spokane-Spokane Valley, WA
Appreciation
- 1-year
- +2.5%
- 5-year / yr
- +4.3%
- 10-year / yr
- +7.9%
Relative price
- vs U.S.
- +22.2%
- vs metro
- -18.2%
- vs state
- -31.0%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 99109 is worth $347,213 — 18.2% below the Spokane-Spokane Valley, WA median. Over the past year, values have risen 2.5%. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Stevens County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Moderate
- Drought
- Very Low
- Heat wave
- Relatively Low
- Hurricane
- Not Applicable
- Tornado
- Very Low
- Earthquake
- Very Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Stevens County over a year, from IRS tax-return data.
- Net migration
- +92[5]
- Moved in
- 1,358
- Moved out
- 1,266
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 4
- Elementary
- 1
- Middle
- 0
- High
- 2
Gess Elementary
Elementary · Grades K–6 · Chewelah School District
354 students
Jenkins Junior/Senior High
High · Grades 7–12 · Chewelah School District
338 students
Quartzite Learning
Other · Grades K–12 · Chewelah School District
116 students
Chewelah Open Doors Reengagement Program
High · Grades 10–12 · Chewelah School District
30 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 99109?
- The typical home in 99109 is worth $347,213, based on the Zillow Home Value Index.
- Are home values rising in 99109?
- Home values in 99109 are up 2.5% over the past year, and up 4.3% a year over five years.
- What is the property tax rate in 99109?
- The effective property tax rate in 99109 is 0.6% — roughly $2,141 a year on a typical home.
- Who lives in 99109?
- ZIP code 99109 has a population of 4,981 and a median household income of $62,391.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
WA
- Typical home
- $352,669
- Gross yield
- —
Colville, WA
- Typical home
- $337,668
- Gross yield
- —
Spokane, WA
- Typical home
- $329,018
- Gross yield
- 4.3%
Valley CDP, WA
- Typical home
- $366,364
- Gross yield
- —
Addy CDP, WA
- Typical home
- $367,670
- Gross yield
- —
Spokane, WA
- Typical home
- $323,531
- Gross yield
- 5.6%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 99109 against any other ZIP — full side-by-side table.
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