HousingHandbookReference data

U.S. ZIP Code · MA01821

Middlesex County · Boston-Cambridge-Newton, MA-NH

Typical home value

$705,962[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+5.0%
10-year / yr
+6.0%

Relative price

vs U.S.
+148.5%
vs metro
-2.7%
vs state
+15.4%
ZIP 01821 location in MA
Location of ZIP 01821 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01821 is worth $705,962 — 2.7% below the Boston-Cambridge-Newton, MA-NH median. Over the past year, values have risen 1.7%. Homes here rent for a typical $2,703 a month — a 4.6% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,703[2]
Gross yield
4.6%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$7,292[3]

#Climate risk

FEMA National Risk Index ratings for Middlesex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
30,143[3]
Median household income
$149,042[3]

#Migration

Household moves in and out of Middlesex County over a year, from IRS tax-return data.

Net migration
-5,282[5]
Moved in
47,132
Moved out
52,414

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
3
Middle
2
High
2
  • Billerica Memorial High School

    High · Grades 8–12 · Billerica

    1,821 students

  • Shawsheen Valley Vocational Technical High School

    High · Grades 9–12 · Shawsheen Valley Regional Vocational Technical

    1,306 students

  • Marshall Middle School

    Middle · Grades 5–7 · Billerica

    599 students

  • Thomas Ditson

    Elementary · Grades K–4 · Billerica

    551 students

  • Locke Middle

    Middle · Grades 5–7 · Billerica

    503 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.6%
Net yield (after ~40% expenses)2.8%
Annual rent$32,435

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,570
Loan principal$564,770
Down payment$141,192
Total interest paid$720,333

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.76
Monthly cost to own$4,764
Monthly rent$2,703

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
35th percentile[1]
Rental yield
51st percentile[2]
Property tax
46th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01821?
The typical home in 01821 is worth $705,962, based on the Zillow Home Value Index.
Are home values rising in 01821?
Home values in 01821 are up 1.7% over the past year, and up 5.0% a year over five years.
What is the typical rent in 01821?
A typical home in 01821 rents for about $2,703 a month, a gross rental yield of 4.6%.
What is the property tax rate in 01821?
The effective property tax rate in 01821 is 1.0% — roughly $7,292 a year on a typical home.
Who lives in 01821?
ZIP code 01821 has a population of 30,143 and a median household income of $149,042.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hull CDP, MA

    Typical home
    $707,272
    Gross yield
    5.0%
  • Franklin Town, MA

    Typical home
    $708,180
    Gross yield
    4.3%
  • Millis-Clicquot CDP, MA

    Typical home
    $709,042
    Gross yield
  • Framingham, MA

    Typical home
    $709,829
    Gross yield
    4.2%
  • Quincy, MA

    Typical home
    $709,943
    Gross yield
    4.7%
  • Peabody, MA

    Typical home
    $699,421
    Gross yield
    4.8%

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