HousingHandbookReference data

U.S. ZIP Code · NJ07026

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$580,934[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.3%
5-year / yr
+5.1%
10-year / yr
+6.0%

Relative price

vs U.S.
+104.5%
vs metro
-20.4%
vs state
+2.0%
ZIP 07026 location in NJ
Location of ZIP 07026 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07026 is worth $580,934 — 20.4% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 1.3%. Homes here rent for a typical $2,409 a month — a 5.0% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,409[2]
Gross yield
5.0%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$10,182[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
32,783[3]
Median household income
$79,700[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
6
Middle
1
High
1
  • Bergen Arts and Sciences Charter School

    Other · Grades K–12 · Bergen Arts and Science Charter School

    1,280 students

  • Garfield High School

    High · Grades 9–12 · Garfield Public School District

    1,264 students

  • Garfield Middle School

    Middle · Grades 6–8 · Garfield Public School District

    952 students

  • Washington Irving School #4

    Elementary · Grades PK–5 · Garfield Public School District

    395 students

  • Christopher Columbus School #8

    Elementary · Grades PK–5 · Garfield Public School District

    392 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.0%
Net yield (after ~40% expenses)3.0%
Annual rent$28,909

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,938
Loan principal$464,747
Down payment$116,187
Total interest paid$592,759

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.77
Monthly cost to own$4,269
Monthly rent$2,409

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
29th percentile[1]
Rental yield
49th percentile[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07026?
The typical home in 07026 is worth $580,934, based on the Zillow Home Value Index.
Are home values rising in 07026?
Home values in 07026 are up 1.3% over the past year, and up 5.1% a year over five years.
What is the typical rent in 07026?
A typical home in 07026 rents for about $2,409 a month, a gross rental yield of 5.0%.
What is the property tax rate in 07026?
The effective property tax rate in 07026 is 1.8% — roughly $10,182 a year on a typical home.
Who lives in 07026?
ZIP code 07026 has a population of 32,783 and a median household income of $79,700.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Dunellen, NJ

    Typical home
    $581,160
    Gross yield
    5.3%
  • Kearny, NJ

    Typical home
    $581,183
    Gross yield
    5.0%
  • New York, NY

    Typical home
    $580,618
    Gross yield
    4.9%
  • Tinton Falls, NJ

    Typical home
    $579,847
    Gross yield
    6.1%
  • Union CDP, NJ

    Typical home
    $579,516
    Gross yield
    5.3%
  • Paterson, NJ

    Typical home
    $578,940
    Gross yield

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