HousingHandbookReference data

U.S. ZIP Code · NJ07604

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$716,433[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.2%
5-year / yr
+5.4%
10-year / yr
+5.5%

Relative price

vs U.S.
+152.2%
vs metro
-1.8%
vs state
+25.8%
ZIP 07604 location in NJ
Location of ZIP 07604 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07604 is worth $716,433 — 1.8% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 4.2%. Homes here rent for a typical $3,000 a month — a 5.0% gross rental yield. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,000[2]
Gross yield
5.0%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$15,587[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
12,115[3]
Median household income
$123,734[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Hasbrouck Heights High School

    High · Grades 9–12 · Hasbrouck Heights School District

    514 students

  • Hasbrouck Heights Middle School

    Middle · Grades 6–8 · Hasbrouck Heights School District

    395 students

  • Lincoln Elementary School

    Elementary · Grades PK–5 · Hasbrouck Heights School District

    381 students

  • Euclid Elementary School

    Elementary · Grades PK–5 · Hasbrouck Heights School District

    374 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.0%
Net yield (after ~40% expenses)3.0%
Annual rent$36,000

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,623
Loan principal$573,146
Down payment$143,287
Total interest paid$731,016

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.84
Monthly cost to own$5,521
Monthly rent$3,000

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
34th percentile[1]
Rental yield
51st percentile[2]
Property tax
84th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07604?
The typical home in 07604 is worth $716,433, based on the Zillow Home Value Index.
Are home values rising in 07604?
Home values in 07604 are up 4.2% over the past year, and up 5.4% a year over five years.
What is the typical rent in 07604?
A typical home in 07604 rents for about $3,000 a month, a gross rental yield of 5.0%.
What is the property tax rate in 07604?
The effective property tax rate in 07604 is 2.2% — roughly $15,587 a year on a typical home.
Who lives in 07604?
ZIP code 07604 has a population of 12,115 and a median household income of $123,734.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Nelsonville, NY

    Typical home
    $715,592
    Gross yield
  • Gilgo CDP, NY

    Typical home
    $717,334
    Gross yield
    4.5%
  • Ringoes CDP, NJ

    Typical home
    $715,369
    Gross yield
  • Kendall Park CDP, NJ

    Typical home
    $717,720
    Gross yield
    4.1%
  • Ramapo College of New Jersey CDP, NJ

    Typical home
    $714,973
    Gross yield
  • White House Station CDP, NJ

    Typical home
    $714,846
    Gross yield

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