HousingHandbookReference data

U.S. ZIP Code · NJ08103

Camden County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$127,606[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-11.2%
5-year / yr
+2.3%
10-year / yr
+6.6%

Relative price

vs U.S.
-55.1%
vs metro
-68.1%
vs state
-77.6%
ZIP 08103 location in NJ
Location of ZIP 08103 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08103 is worth $127,606 — 68.1% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have fallen 11.2%. Homes here rent for a typical $1,663 a month — a 15.6% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,663[2]
Gross yield
15.6%[2]
Cap rate
9.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$2,189[3]

#Climate risk

FEMA National Risk Index ratings for Camden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
12,573[3]
Median household income
$36,793[3]

#Migration

Household moves in and out of Camden County over a year, from IRS tax-return data.

Net migration
-190[5]
Moved in
12,629
Moved out
12,819

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
2
Middle
0
High
4
  • KIPP: Cooper Norcross A New Jersey Nonprofit Corporation

    Other · Grades K–12 · KIPP: Cooper Norcross A New Jersey Nonprofit Corporation

    2,247 students

  • Camden High School

    High · Grades 9–12 · Camden City School District

    404 students

  • Forest Hill School

    Elementary · Grades K–5 · Camden City School District

    312 students

  • Early Childhood Development Center

    Prekindergarten · Grades PK · Camden City School District

    269 students

  • Creative Arts High School

    High · Grades 9–12 · Camden City School District

    202 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield15.6%
Net yield (after ~40% expenses)9.4%
Annual rent$19,950

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$645
Loan principal$102,084
Down payment$25,521
Total interest paid$130,203

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.56
Monthly cost to own$934
Monthly rent$1,663

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
98th percentile[2]
Property tax
66th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 08103?
The typical home in 08103 is worth $127,606, based on the Zillow Home Value Index.
Are home values rising in 08103?
Home values in 08103 are down 11.2% over the past year, and up 2.3% a year over five years.
What is the typical rent in 08103?
A typical home in 08103 rents for about $1,663 a month, a gross rental yield of 15.6%.
What is the property tax rate in 08103?
The effective property tax rate in 08103 is 1.7% — roughly $2,189 a year on a typical home.
Who lives in 08103?
ZIP code 08103 has a population of 12,573 and a median household income of $36,793.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Philadelphia, PA

    Typical home
    $128,447
    Gross yield
    13.7%
  • Camden, NJ

    Typical home
    $131,411
    Gross yield
    14.6%
  • Camden, NJ

    Typical home
    $131,822
    Gross yield
    20.2%
  • Philadelphia, PA

    Typical home
    $134,458
    Gross yield
    12.7%
  • Philadelphia, PA

    Typical home
    $119,463
    Gross yield
    14.3%
  • Chester, PA

    Typical home
    $113,257
    Gross yield
    14.3%

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