How much is a home worth in ZIP code 10704?

The typical home in 10704 is worth $661,294, based on the Zillow Home Value Index.

Are home values rising in 10704?

Home values in 10704 are up 6.0% over the past year, and up 5.1% a year over five years.

What is the typical rent in 10704?

A typical home in 10704 rents for about $2,925 a month, a gross rental yield of 5.3%.

What is the property tax rate in 10704?

The effective property tax rate in 10704 is 1.6% — roughly $10,339 a year on a typical home.

ZIP code 10704 has a population of 31,921 and a median household income of $106,786.

HousingHandbookReference data

…

U.S. ZIP Code · NY10704

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$661,294^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +6.0%
5-year / yr: +5.1%
10-year / yr: +5.3%

Relative price

vs U.S.: +132.8%
vs metro: -9.4%
vs state: +107.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10704 is worth $661,294 — 9.4% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.0%. Homes here rent for a typical $2,925 a month — a 5.3% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,925^[2]
Gross yield: 5.3%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $10,339^[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 31,921^[3]
Median household income: $106,786^[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration: -3,865^[5]
Moved in: 22,013
Moved out: 25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 0
High: 1

YONKERS MONTESSORI ACADEMY
Other · Grades PK–12 · YONKERS CITY SCHOOL DISTRICT
1,240 students
LINCOLN HIGH SCHOOL
High · Grades 9–12 · YONKERS CITY SCHOOL DISTRICT
1,137 students
ROSEMARIE ANN SIRAGUSA SCHOOL
Elementary · Grades PK–6 · YONKERS CITY SCHOOL DISTRICT
519 students
SCHOOL 17
Elementary · Grades PK–6 · YONKERS CITY SCHOOL DISTRICT
327 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.3%

Net yield (after ~40% expenses)3.2%

Annual rent$35,100

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,344

Loan principal$529,035

Down payment$132,259

Total interest paid$674,755

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.63

Monthly cost to own$4,755

Monthly rent$2,925

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 30th percentile^[1]
Rental yield: 64th percentile^[2]
Property tax: 39th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10704?: The typical home in 10704 is worth $661,294, based on the Zillow Home Value Index.
Are home values rising in 10704?: Home values in 10704 are up 6.0% over the past year, and up 5.1% a year over five years.
What is the typical rent in 10704?: A typical home in 10704 rents for about $2,925 a month, a gross rental yield of 5.3%.
What is the property tax rate in 10704?: The effective property tax rate in 10704 is 1.6% — roughly $10,339 a year on a typical home.
Who lives in 10704?: ZIP code 10704 has a population of 31,921 and a median household income of $106,786.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

07836 vs 10704 →
Flanders CDP, NJ
Typical home
$661,029
Gross yield
—
11212 vs 10704 →
New York, NY
Typical home
$660,075
Gross yield
5.0%
08536
Princeton Meadows CDP, NJ
Typical home
$662,995
Gross yield
3.9%
10470
New York, NY
Typical home
$659,334
Gross yield
5.1%
11106
New York, NY
Typical home
$658,734
Gross yield
5.4%
07663
NJ
Typical home
$664,043
Gross yield
4.8%

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#Jump to section

U.S. ZIP Code · NY10704

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