HousingHandbookReference data

U.S. ZIP Code · NY14012

Niagara County · Buffalo-Cheektowaga, NY

Typical home value

$233,028[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.9%
5-year / yr
+5.1%
10-year / yr
+7.4%

Relative price

vs U.S.
-18.0%
vs metro
-14.2%
vs state
-26.9%
ZIP 14012 location in NY
Location of ZIP 14012 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14012 is worth $233,028 — 14.2% below the Buffalo-Cheektowaga, NY median. Over the past year, values have risen 5.9%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$2,784[3]

#Climate risk

FEMA National Risk Index ratings for Niagara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
2,911[3]
Median household income
$72,083[3]

#Migration

Household moves in and out of Niagara County over a year, from IRS tax-return data.

Net migration
-175[5]
Moved in
3,782
Moved out
3,957

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • PRATT ELEMENTARY SCHOOL

    Elementary · Grades PK–6 · BARKER CENTRAL SCHOOL DISTRICT

    360 students

  • BARKER JUNIOR/SENIOR HIGH SCHOOL

    High · Grades 7–12 · BARKER CENTRAL SCHOOL DISTRICT

    296 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,178
Loan principal$186,422
Down payment$46,606
Total interest paid$237,771

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,604
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
14th percentile[1]
Rental yield
[2]
Property tax
21st percentile[3]

Frequently asked

How much is a home worth in ZIP code 14012?
The typical home in 14012 is worth $233,028, based on the Zillow Home Value Index.
Are home values rising in 14012?
Home values in 14012 are up 5.9% over the past year, and up 5.1% a year over five years.
What is the property tax rate in 14012?
The effective property tax rate in 14012 is 1.2% — roughly $2,784 a year on a typical home.
Who lives in 14012?
ZIP code 14012 has a population of 2,911 and a median household income of $72,083.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cheektowaga CDP, NY

    Typical home
    $229,950
    Gross yield
    7.4%
  • Farnham, NY

    Typical home
    $227,770
    Gross yield
  • Newfane CDP, NY

    Typical home
    $240,232
    Gross yield
  • Buffalo, NY

    Typical home
    $224,317
    Gross yield
    7.2%
  • North Collins, NY

    Typical home
    $244,387
    Gross yield
  • Lake Erie Beach CDP, NY

    Typical home
    $221,048
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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