HousingHandbookReference data

U.S. ZIP Code · NY14094

Niagara County · Buffalo-Cheektowaga, NY

Typical home value

$261,987[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.7%
5-year / yr
+7.2%
10-year / yr
+8.0%

Relative price

vs U.S.
-7.8%
vs metro
-3.6%
vs state
-17.8%
ZIP 14094 location in NY
Location of ZIP 14094 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14094 is worth $261,987 — 3.6% below the Buffalo-Cheektowaga, NY median. Over the past year, values have risen 6.7%. Homes here rent for a typical $1,034 a month — a 4.7% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,034[2]
Gross yield
4.7%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$5,062[3]

#Climate risk

FEMA National Risk Index ratings for Niagara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
50,153[3]
Median household income
$75,427[3]

#Migration

Household moves in and out of Niagara County over a year, from IRS tax-return data.

Net migration
-175[5]
Moved in
3,782
Moved out
3,957

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
6
Middle
3
High
2
  • LOCKPORT HIGH SCHOOL

    High · Grades 9–12 · LOCKPORT CITY SCHOOL DISTRICT

    1,353 students

  • STARPOINT HIGH SCHOOL

    High · Grades 9–12 · STARPOINT CENTRAL SCHOOL DISTRICT

    899 students

  • STARPOINT MIDDLE SCHOOL

    Middle · Grades 6–8 · STARPOINT CENTRAL SCHOOL DISTRICT

    704 students

  • REGAN INTERMEDIATE SCHOOL

    Elementary · Grades 3–5 · STARPOINT CENTRAL SCHOOL DISTRICT

    662 students

  • AARON MOSSELL JUNIOR HIGH SCHOOL

    Middle · Grades 7–8 · LOCKPORT CITY SCHOOL DISTRICT

    621 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.7%
Net yield (after ~40% expenses)2.8%
Annual rent$12,403

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,325
Loan principal$209,590
Down payment$52,397
Total interest paid$267,320

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.90
Monthly cost to own$1,964
Monthly rent$1,034

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
8th percentile[2]
Property tax
76th percentile[3]

Frequently asked

How much is a home worth in ZIP code 14094?
The typical home in 14094 is worth $261,987, based on the Zillow Home Value Index.
Are home values rising in 14094?
Home values in 14094 are up 6.7% over the past year, and up 7.2% a year over five years.
What is the typical rent in 14094?
A typical home in 14094 rents for about $1,034 a month, a gross rental yield of 4.7%.
What is the property tax rate in 14094?
The effective property tax rate in 14094 is 1.9% — roughly $5,062 a year on a typical home.
Who lives in 14094?
ZIP code 14094 has a population of 50,153 and a median household income of $75,427.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cheektowaga CDP, NY

    Typical home
    $264,854
    Gross yield
    5.4%
  • Depew, NY

    Typical home
    $265,986
    Gross yield
    6.8%
  • Tonawanda Town CDP, NY

    Typical home
    $266,287
    Gross yield
    6.5%
  • Tonawanda Town CDP, NY

    Typical home
    $257,282
    Gross yield
    6.2%
  • NY

    Typical home
    $255,961
    Gross yield
  • Tonawanda Town CDP, NY

    Typical home
    $255,822
    Gross yield
    6.2%

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