How much is a home worth in ZIP code 17202?

The typical home in 17202 is worth $318,991, based on the Zillow Home Value Index.

Are home values rising in 17202?

Home values in 17202 are up 3.4% over the past year, and up 4.8% a year over five years.

What is the typical rent in 17202?

A typical home in 17202 rents for about $1,418 a month, a gross rental yield of 5.3%.

What is the property tax rate in 17202?

The effective property tax rate in 17202 is 1.1% — roughly $3,381 a year on a typical home.

ZIP code 17202 has a population of 33,566 and a median household income of $96,318.

HousingHandbookReference data

…

U.S. ZIP Code · PA17202

Franklin County · Chambersburg, PA

Typical home value

$318,991^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.4%
5-year / yr: +4.8%
10-year / yr: +5.5%

Relative price

vs U.S.: +12.3%
vs metro: +16.9%
vs state: +36.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 17202 is worth $318,991 — 16.9% above the Chambersburg, PA median. Over the past year, values have risen 3.4%. Homes here rent for a typical $1,418 a month — a 5.3% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,418^[2]
Gross yield: 5.3%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $3,381^[3]

#Climate risk

FEMA National Risk Index ratings for Franklin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 33,566^[3]
Median household income: $96,318^[3]

#Migration

Household moves in and out of Franklin County over a year, from IRS tax-return data.

Net migration: +289^[5]
Moved in: 3,299
Moved out: 3,010

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 7
Middle: 0
High: 2

Chambersburg Area Career Magnet Sch
High · Grades 9–12 · Chambersburg Area SD
684 students
Scotland El Sch
Elementary · Grades K–5 · Chambersburg Area SD
438 students
Grandview El Sch
Elementary · Grades K–5 · Chambersburg Area SD
293 students
South Hamilton El Sch
Elementary · Grades K–5 · Chambersburg Area SD
267 students
Marion El Sch
Elementary · Grades K–5 · Chambersburg Area SD
266 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.3%

Net yield (after ~40% expenses)3.2%

Annual rent$17,010

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,613

Loan principal$255,193

Down payment$63,798

Total interest paid$325,484

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.52

Monthly cost to own$2,161

Monthly rent$1,418

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 44th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 56th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 17202?: The typical home in 17202 is worth $318,991, based on the Zillow Home Value Index.
Are home values rising in 17202?: Home values in 17202 are up 3.4% over the past year, and up 4.8% a year over five years.
What is the typical rent in 17202?: A typical home in 17202 rents for about $1,418 a month, a gross rental yield of 5.3%.
What is the property tax rate in 17202?: The effective property tax rate in 17202 is 1.1% — roughly $3,381 a year on a typical home.
Who lives in 17202?: ZIP code 17202 has a population of 33,566 and a median household income of $96,318.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

17225 vs 17202 →
State Line CDP, PA
Typical home
$327,625
Gross yield
—
17244 vs 17202 →
Orrstown, PA
Typical home
$292,589
Gross yield
—
17236
Mercersburg, PA
Typical home
$292,112
Gross yield
—
17262
PA
Typical home
$287,480
Gross yield
—
17222
Fayetteville CDP, PA
Typical home
$284,828
Gross yield
—
17268
Waynesboro, PA
Typical home
$276,294
Gross yield
5.9%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 17202 against any other ZIP — full side-by-side table.

Compare 17202 →

#Jump to section

U.S. ZIP Code · PA17202

Get more data on ZIPs like this

Get more data on ZIPs like this