HousingHandbookReference data

U.S. ZIP Code · PA17225

Franklin County · Chambersburg, PA

Typical home value

$327,625[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+4.8%
10-year / yr
+4.9%

Relative price

vs U.S.
+15.3%
vs metro
+20.1%
vs state
+40.3%
ZIP 17225 location in PA
Location of ZIP 17225 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 17225 is worth $327,625 — 20.1% above the Chambersburg, PA median. Over the past year, values have risen 4.7%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,599[3]

#Climate risk

FEMA National Risk Index ratings for Franklin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
20,347[3]
Median household income
$88,457[3]

#Migration

Household moves in and out of Franklin County over a year, from IRS tax-return data.

Net migration
+289[5]
Moved in
3,299
Moved out
3,010

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Greencastle-Antrim SHS

    High · Grades 9–12 · Greencastle-Antrim SD

    1,057 students

  • Greencastle-Antrim MS

    Middle · Grades 6–8 · Greencastle-Antrim SD

    672 students

  • Greencastle-Antrim El Sch

    Elementary · Grades 3–5 · Greencastle-Antrim SD

    661 students

  • Greencastle-Antrim Primary Sch

    Elementary · Grades K–2 · Greencastle-Antrim SD

    575 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,657
Loan principal$262,100
Down payment$65,525
Total interest paid$334,294

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,230
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
33rd percentile[1]
Rental yield
[2]
Property tax
69th percentile[3]

Frequently asked

How much is a home worth in ZIP code 17225?
The typical home in 17225 is worth $327,625, based on the Zillow Home Value Index.
Are home values rising in 17225?
Home values in 17225 are up 4.7% over the past year, and up 4.8% a year over five years.
What is the property tax rate in 17225?
The effective property tax rate in 17225 is 1.1% — roughly $3,599 a year on a typical home.
Who lives in 17225?
ZIP code 17225 has a population of 20,347 and a median household income of $88,457.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Guilford CDP, PA

    Typical home
    $318,991
    Gross yield
    5.3%
  • Orrstown, PA

    Typical home
    $292,589
    Gross yield
  • Mercersburg, PA

    Typical home
    $292,112
    Gross yield
  • PA

    Typical home
    $287,480
    Gross yield
  • Fayetteville CDP, PA

    Typical home
    $284,828
    Gross yield
  • Waynesboro, PA

    Typical home
    $276,294
    Gross yield
    5.9%

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