HousingHandbookReference data

U.S. ZIP Code · MD21017

Harford County · Baltimore-Columbia-Towson, MD

Typical home value

$287,427[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.8%
5-year / yr
+4.6%
10-year / yr
+4.7%

Relative price

vs U.S.
+1.2%
vs metro
-41.1%
vs state
-36.2%
ZIP 21017 location in MD
Location of ZIP 21017 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21017 is worth $287,427 — 41.1% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,792 a month — a 7.5% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,792[2]
Gross yield
7.5%[2]
Cap rate
4.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,631[3]

#Climate risk

FEMA National Risk Index ratings for Harford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
6,648[3]
Median household income
$106,831[3]

#Migration

Household moves in and out of Harford County over a year, from IRS tax-return data.

Net migration
-75[5]
Moved in
6,345
Moved out
6,420

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Church Creek Elementary

    Elementary · Grades PK–5 · Harford County Public Schools

    722 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.5%
Net yield (after ~40% expenses)4.5%
Annual rent$21,500

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,453
Loan principal$229,942
Down payment$57,485
Total interest paid$293,278

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.07
Monthly cost to own$1,913
Monthly rent$1,792

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
84th percentile[1]
Rental yield
74th percentile[2]
Property tax
56th percentile[3]

Frequently asked

How much is a home worth in ZIP code 21017?
The typical home in 21017 is worth $287,427, based on the Zillow Home Value Index.
Are home values rising in 21017?
Home values in 21017 are down 0.8% over the past year, and up 4.6% a year over five years.
What is the typical rent in 21017?
A typical home in 21017 rents for about $1,792 a month, a gross rental yield of 7.5%.
What is the property tax rate in 21017?
The effective property tax rate in 21017 is 0.9% — roughly $2,631 a year on a typical home.
Who lives in 21017?
ZIP code 21017 has a population of 6,648 and a median household income of $106,831.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Baltimore, MD

    Typical home
    $288,506
    Gross yield
    8.8%
  • Lochearn CDP, MD

    Typical home
    $289,317
    Gross yield
    5.9%
  • Essex CDP, MD

    Typical home
    $294,463
    Gross yield
    6.8%
  • Baltimore, MD

    Typical home
    $295,371
    Gross yield
    8.6%
  • Baltimore, MD

    Typical home
    $275,889
    Gross yield
    9.4%
  • Carney CDP, MD

    Typical home
    $304,866
    Gross yield
    6.7%

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