How much is a home worth in ZIP code 21221?

The typical home in 21221 is worth $294,463, based on the Zillow Home Value Index.

Are home values rising in 21221?

Home values in 21221 are up 1.0% over the past year, and up 3.5% a year over five years.

What is the typical rent in 21221?

A typical home in 21221 rents for about $1,672 a month, a gross rental yield of 6.8%.

What is the property tax rate in 21221?

The effective property tax rate in 21221 is 1.0% — roughly $3,071 a year on a typical home.

ZIP code 21221 has a population of 43,487 and a median household income of $67,340.

HousingHandbookReference data

…

U.S. ZIP Code · MD21221

Baltimore County · Baltimore-Columbia-Towson, MD

Typical home value

$294,463^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.0%
5-year / yr: +3.5%
10-year / yr: +4.6%

Relative price

vs U.S.: +3.7%
vs metro: -39.6%
vs state: -34.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21221 is worth $294,463 — 39.6% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 1.0%. Homes here rent for a typical $1,672 a month — a 6.8% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,672^[2]
Gross yield: 6.8%^[2]
Cap rate: 4.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $3,071^[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 43,487^[3]
Median household income: $67,340^[3]

#Migration

Household moves in and out of Baltimore County over a year, from IRS tax-return data.

Net migration: -2,556^[5]
Moved in: 22,058
Moved out: 24,614

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 13
Elementary: 8
Middle: 2
High: 3

Kenwood High
High · Grades 9–12 · Baltimore County Public Schools
1,963 students
Eastern Technical High School
High · Grades 9–12 · Baltimore County Public Schools
1,276 students
Chesapeake High
High · Grades 9–12 · Baltimore County Public Schools
1,028 students
Stemmers Run Middle
Middle · Grades 6–8 · Baltimore County Public Schools
812 students
Deep Creek Middle
Middle · Grades 6–8 · Baltimore County Public Schools
728 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.8%

Net yield (after ~40% expenses)4.1%

Annual rent$20,063

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,489

Loan principal$235,571

Down payment$58,893

Total interest paid$300,457

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.19

Monthly cost to own$1,990

Monthly rent$1,672

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 28th percentile^[1]
Rental yield: 68th percentile^[2]
Property tax: 69th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 21221?: The typical home in 21221 is worth $294,463, based on the Zillow Home Value Index.
Are home values rising in 21221?: Home values in 21221 are up 1.0% over the past year, and up 3.5% a year over five years.
What is the typical rent in 21221?: A typical home in 21221 rents for about $1,672 a month, a gross rental yield of 6.8%.
What is the property tax rate in 21221?: The effective property tax rate in 21221 is 1.0% — roughly $3,071 a year on a typical home.
Who lives in 21221?: ZIP code 21221 has a population of 43,487 and a median household income of $67,340.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21231 vs 21221 →
Baltimore, MD
Typical home
$295,371
Gross yield
8.6%
21207 vs 21221 →
Lochearn CDP, MD
Typical home
$289,317
Gross yield
5.9%
21211
Baltimore, MD
Typical home
$288,506
Gross yield
8.8%
21017
Riverside CDP, MD
Typical home
$287,427
Gross yield
7.5%
21234
Carney CDP, MD
Typical home
$304,866
Gross yield
6.7%
21227
Arbutus CDP, MD
Typical home
$308,874
Gross yield
6.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 21221 against any other ZIP — full side-by-side table.

Compare 21221 →

#Jump to section

U.S. ZIP Code · MD21221

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