How much is a home worth in ZIP code 21230?

The typical home in 21230 is worth $275,889, based on the Zillow Home Value Index.

Are home values rising in 21230?

Home values in 21230 are down 0.7% over the past year, and up 2.3% a year over five years.

What is the typical rent in 21230?

A typical home in 21230 rents for about $2,170 a month, a gross rental yield of 9.4%.

What is the property tax rate in 21230?

The effective property tax rate in 21230 is 1.5% — roughly $4,269 a year on a typical home.

ZIP code 21230 has a population of 32,977 and a median household income of $91,842.

HousingHandbookReference data

…

U.S. ZIP Code · MD21230

Baltimore city · Baltimore-Columbia-Towson, MD

Typical home value

$275,889^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.7%
5-year / yr: +2.3%
10-year / yr: +1.8%

Relative price

vs U.S.: -2.9%
vs metro: -43.4%
vs state: -38.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21230 is worth $275,889 — 43.4% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have fallen 0.7%. Homes here rent for a typical $2,170 a month — a 9.4% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,170^[2]
Gross yield: 9.4%^[2]
Cap rate: 5.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.5%^[3]
Typical annual tax: $4,269^[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore city. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 32,977^[3]
Median household income: $91,842^[3]

#Migration

Household moves in and out of Baltimore city over a year, from IRS tax-return data.

Net migration: -697^[5]
Moved in: 20,376
Moved out: 21,073

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 8
Middle: 0
High: 1

Digital Harbor High School
High · Grades 9–12 · Baltimore City Public Schools
1,722 students
Lakeland Elementary/Middle
Elementary · Grades PK–8 · Baltimore City Public Schools
1,052 students
Francis Scott Key Elementary/Middle
Elementary · Grades PK–8 · Baltimore City Public Schools
674 students
Thomas Johnson Elementary/Middle
Elementary · Grades PK–8 · Baltimore City Public Schools
517 students
Morrell Park Elementary/Middle
Elementary · Grades PK–8 · Baltimore City Public Schools
429 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.4%

Net yield (after ~40% expenses)5.7%

Annual rent$26,042

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,395

Loan principal$220,711

Down payment$55,178

Total interest paid$281,505

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.91

Monthly cost to own$1,981

Monthly rent$2,170

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 5th percentile^[1]
Rental yield: 88th percentile^[2]
Property tax: 98th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

10th for highest rental yield in MDView list →

Frequently asked

How much is a home worth in ZIP code 21230?: The typical home in 21230 is worth $275,889, based on the Zillow Home Value Index.
Are home values rising in 21230?: Home values in 21230 are down 0.7% over the past year, and up 2.3% a year over five years.
What is the typical rent in 21230?: A typical home in 21230 rents for about $2,170 a month, a gross rental yield of 9.4%.
What is the property tax rate in 21230?: The effective property tax rate in 21230 is 1.5% — roughly $4,269 a year on a typical home.
Who lives in 21230?: ZIP code 21230 has a population of 32,977 and a median household income of $91,842.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21040 vs 21230 →
Edgewood CDP, MD
Typical home
$266,351
Gross yield
7.8%
21017 vs 21230 →
Riverside CDP, MD
Typical home
$287,427
Gross yield
7.5%
21211
Baltimore, MD
Typical home
$288,506
Gross yield
8.8%
21207
Lochearn CDP, MD
Typical home
$289,317
Gross yield
5.9%
21214
Baltimore, MD
Typical home
$258,047
Gross yield
7.5%
21221
Essex CDP, MD
Typical home
$294,463
Gross yield
6.8%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 21230 against any other ZIP — full side-by-side table.

Compare 21230 →

#Jump to section

U.S. ZIP Code · MD21230

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