HousingHandbookReference data

U.S. ZIP Code · NC28403

New Hanover County · Wilmington, NC

Typical home value

$395,000[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+6.9%
10-year / yr
+7.3%

Relative price

vs U.S.
+39.1%
vs metro
+4.2%
vs state
+38.8%
ZIP 28403 location in NC
Location of ZIP 28403 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28403 is worth $395,000 — 4.2% above the Wilmington, NC median. Over the past year, values have fallen 0.4%. Homes here rent for a typical $1,695 a month — a 5.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,695[2]
Gross yield
5.1%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,498[3]

#Climate risk

FEMA National Risk Index ratings for New Hanover County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
40,319[3]
Median household income
$54,547[3]

#Migration

Household moves in and out of New Hanover County over a year, from IRS tax-return data.

Net migration
+1,277[5]
Moved in
9,383
Moved out
8,106

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
6
Middle
1
High
2
  • John T Hoggard High

    High · Grades 9–12 · New Hanover County Schools

    2,178 students

  • Roland-Grise Middle

    Middle · Grades 6–8 · New Hanover County Schools

    848 students

  • College Park Elementary

    Elementary · Grades K–5 · New Hanover County Schools

    444 students

  • Forest Hills Global Elementary

    Elementary · Grades K–5 · New Hanover County Schools

    355 students

  • Winter Park Model Elementary

    Elementary · Grades K–5 · New Hanover County Schools

    291 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.1%
Annual rent$20,340

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,997
Loan principal$316,000
Down payment$79,000
Total interest paid$403,041

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.49
Monthly cost to own$2,534
Monthly rent$1,695

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
73rd percentile[1]
Rental yield
40th percentile[2]
Property tax
81st percentile[3]

Frequently asked

How much is a home worth in ZIP code 28403?
The typical home in 28403 is worth $395,000, based on the Zillow Home Value Index.
Are home values rising in 28403?
Home values in 28403 are down 0.4% over the past year, and up 6.9% a year over five years.
What is the typical rent in 28403?
A typical home in 28403 rents for about $1,695 a month, a gross rental yield of 5.1%.
What is the property tax rate in 28403?
The effective property tax rate in 28403 is 0.6% — roughly $2,498 a year on a typical home.
Who lives in 28403?
ZIP code 28403 has a population of 40,319 and a median household income of $54,547.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Wilmington, NC

    Typical home
    $396,073
    Gross yield
    4.6%
  • Leland, NC

    Typical home
    $379,205
    Gross yield
    5.3%
  • Wilmington, NC

    Typical home
    $375,291
    Gross yield
    5.2%
  • Rocky Point CDP, NC

    Typical home
    $372,933
    Gross yield
  • Skippers Corner CDP, NC

    Typical home
    $368,631
    Gross yield
    7.7%
  • Leland, NC

    Typical home
    $365,984
    Gross yield

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