HousingHandbookReference data

U.S. ZIP Code · SC29909

Beaufort County · Hilton Head Island-Bluffton-Port Royal, SC

Typical home value

$483,042[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.8%
5-year / yr
+7.1%
10-year / yr
+4.8%

Relative price

vs U.S.
+70.0%
vs metro
≈ metro median
vs state
+113.3%
ZIP 29909 location in SC
Location of ZIP 29909 in SC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 29909 is worth $483,042. Over the past year, values have fallen 3.8%. Homes here rent for a typical $2,807 a month — a 7.0% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,807[2]
Gross yield
7.0%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,352[3]

#Climate risk

FEMA National Risk Index ratings for Beaufort County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
24,003[3]
Median household income
$91,294[3]

#Migration

Household moves in and out of Beaufort County over a year, from IRS tax-return data.

Net migration
+569[5]
Moved in
7,525
Moved out
6,956

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Okatie Elementary

    Elementary · Grades PK–5 · Beaufort 01

    599 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.0%
Net yield (after ~40% expenses)4.2%
Annual rent$33,688

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,443
Loan principal$386,434
Down payment$96,608
Total interest paid$492,875

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.08
Monthly cost to own$3,042
Monthly rent$2,807

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
15th percentile[1]
Rental yield
89th percentile[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 29909?
The typical home in 29909 is worth $483,042, based on the Zillow Home Value Index.
Are home values rising in 29909?
Home values in 29909 are down 3.8% over the past year, and up 7.1% a year over five years.
What is the typical rent in 29909?
A typical home in 29909 rents for about $2,807 a month, a gross rental yield of 7.0%.
What is the property tax rate in 29909?
The effective property tax rate in 29909 is 0.5% — roughly $2,352 a year on a typical home.
Who lives in 29909?
ZIP code 29909 has a population of 24,003 and a median household income of $91,294.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Beaufort, SC

    Typical home
    $481,096
    Gross yield
    5.1%
  • Bluffton, SC

    Typical home
    $521,426
    Gross yield
    5.2%
  • Port Royal, SC

    Typical home
    $423,214
    Gross yield
    5.0%
  • Hardeeville, SC

    Typical home
    $412,577
    Gross yield
    5.0%
  • Seabrook CDP, SC

    Typical home
    $410,858
    Gross yield
  • Fripp Island CDP, SC

    Typical home
    $596,429
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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