HousingHandbookReference data

U.S. ZIP Code · GA31820

Muscogee County · Columbus, GA-AL

Typical home value

$383,550[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+5.2%
10-year / yr
+4.6%

Relative price

vs U.S.
+35.0%
vs metro
+89.7%
vs state
+49.9%
ZIP 31820 location in GA
Location of ZIP 31820 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31820 is worth $383,550 — 89.7% above the Columbus, GA-AL median. Over the past year, values have risen 2.4%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,289[3]

#Climate risk

FEMA National Risk Index ratings for Muscogee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
14,005[3]
Median household income
$114,468[3]

#Migration

Household moves in and out of Muscogee County over a year, from IRS tax-return data.

Net migration
-184[5]
Moved in
6,677
Moved out
6,861

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
2
High
2
  • Mathews Elementary School

    Elementary · Grades PK–5 · Muscogee County

    710 students

  • Midland Academy

    Elementary · Grades PK–5 · Muscogee County

    605 students

  • Aaron Cohn Middle School

    Middle · Grades 6–8 · Muscogee County

    549 students

  • Midland Middle School

    Middle · Grades 6–8 · Muscogee County

    459 students

  • Muscogee Youth Development Campus

    High · Grades 5–12 · Department of Juvenile Justice

    43 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,939
Loan principal$306,840
Down payment$76,710
Total interest paid$391,358

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,534
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
43rd percentile[1]
Rental yield
[2]
Property tax
77th percentile[3]

Frequently asked

How much is a home worth in ZIP code 31820?
The typical home in 31820 is worth $383,550, based on the Zillow Home Value Index.
Are home values rising in 31820?
Home values in 31820 are up 2.4% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 31820?
The effective property tax rate in 31820 is 0.9% — roughly $3,289 a year on a typical home.
Who lives in 31820?
ZIP code 31820 has a population of 14,005 and a median household income of $114,468.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Columbus, GA

    Typical home
    $380,573
    Gross yield
  • Hamilton, GA

    Typical home
    $388,597
    Gross yield
  • Cataula CDP, GA

    Typical home
    $373,520
    Gross yield
  • Columbus, GA

    Typical home
    $397,773
    Gross yield
  • Ellerslie CDP, GA

    Typical home
    $365,517
    Gross yield
  • Waverly Hall, GA

    Typical home
    $351,055
    Gross yield

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