HousingHandbookReference data

U.S. ZIP Code · FL32082

St. Johns County · Jacksonville, FL

Typical home value

$829,391[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+7.0%
10-year / yr
+6.9%

Relative price

vs U.S.
+192.0%
vs metro
+153.5%
vs state
+139.1%
ZIP 32082 location in FL
Location of ZIP 32082 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32082 is worth $829,391 — 153.5% above the Jacksonville, FL median. Over the past year, values have fallen 0.2%. Homes here rent for a typical $2,471 a month — a 3.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,471[2]
Gross yield
3.6%[2]
Cap rate
2.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$5,091[3]

#Climate risk

FEMA National Risk Index ratings for St. Johns County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
29,289[3]
Median household income
$124,558[3]

#Migration

Household moves in and out of St. Johns County over a year, from IRS tax-return data.

Net migration
+4,049[5]
Moved in
13,388
Moved out
9,339

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • ALICE B. LANDRUM MIDDLE SCHOOL

    Middle · Grades 6–8 · ST. JOHNS

    1,135 students

  • PONTE VEDRA PALM VALLEY- RAWLINGS ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · ST. JOHNS

    1,043 students

  • OCEAN PALMS ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · ST. JOHNS

    952 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.6%
Net yield (after ~40% expenses)2.1%
Annual rent$29,649

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,194
Loan principal$663,513
Down payment$165,878
Total interest paid$846,274

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.15
Monthly cost to own$5,307
Monthly rent$2,471

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
96th percentile[1]
Rental yield
0th percentile[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32082?
The typical home in 32082 is worth $829,391, based on the Zillow Home Value Index.
Are home values rising in 32082?
Home values in 32082 are down 0.2% over the past year, and up 7.0% a year over five years.
What is the typical rent in 32082?
A typical home in 32082 rents for about $2,471 a month, a gross rental yield of 3.6%.
What is the property tax rate in 32082?
The effective property tax rate in 32082 is 0.6% — roughly $5,091 a year on a typical home.
Who lives in 32082?
ZIP code 32082 has a population of 29,289 and a median household income of $124,558.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Neptune Beach, FL

    Typical home
    $784,199
    Gross yield
    4.4%
  • Nocatee CDP, FL

    Typical home
    $659,666
    Gross yield
    4.1%
  • Jacksonville Beach, FL

    Typical home
    $636,354
    Gross yield
    4.3%
  • Fernandina Beach, FL

    Typical home
    $613,376
    Gross yield
    4.8%
  • Fruit Cove CDP, FL

    Typical home
    $543,733
    Gross yield
    4.4%
  • St. Augustine, FL

    Typical home
    $537,143
    Gross yield
    5.1%

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