How much is a home worth in ZIP code 32561?

The typical home in 32561 is worth $684,427, based on the Zillow Home Value Index.

Are home values rising in 32561?

Home values in 32561 are down 2.2% over the past year, and up 5.7% a year over five years.

What is the typical rent in 32561?

A typical home in 32561 rents for about $2,721 a month, a gross rental yield of 4.8%.

What is the property tax rate in 32561?

The effective property tax rate in 32561 is 0.6% — roughly $3,935 a year on a typical home.

ZIP code 32561 has a population of 9,321 and a median household income of $115,799.

HousingHandbookReference data

…

U.S. ZIP Code · FL32561

Escambia County · Pensacola-Ferry Pass-Brent, FL

Typical home value

$684,427^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.2%
5-year / yr: +5.7%
10-year / yr: +7.0%

Relative price

vs U.S.: +140.9%
vs metro: +142.0%
vs state: +97.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32561 is worth $684,427 — 142.0% above the Pensacola-Ferry Pass-Brent, FL median. Over the past year, values have fallen 2.2%. Homes here rent for a typical $2,721 a month — a 4.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,721^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $3,935^[3]

#Climate risk

FEMA National Risk Index ratings for Escambia County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 9,321^[3]
Median household income: $115,799^[3]

#Migration

Household moves in and out of Escambia County over a year, from IRS tax-return data.

Net migration: +812^[5]
Moved in: 11,757
Moved out: 10,945

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 1
High: 1

GULF BREEZE HIGH SCHOOL
High · Grades 9–12 · SANTA ROSA
1,977 students
GULF BREEZE MIDDLE SCHOOL
Middle · Grades 6–8 · SANTA ROSA
914 students
GULF BREEZE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · SANTA ROSA
880 students
PENSACOLA BEACH ELEMENTARY SCHOOL INC
Elementary · Grades K–5 · ESCAMBIA
104 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$32,650

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,461

Loan principal$547,542

Down payment$136,885

Total interest paid$698,359

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.60

Monthly cost to own$4,356

Monthly rent$2,721

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 86th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 29th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32561?: The typical home in 32561 is worth $684,427, based on the Zillow Home Value Index.
Are home values rising in 32561?: Home values in 32561 are down 2.2% over the past year, and up 5.7% a year over five years.
What is the typical rent in 32561?: A typical home in 32561 rents for about $2,721 a month, a gross rental yield of 4.8%.
What is the property tax rate in 32561?: The effective property tax rate in 32561 is 0.6% — roughly $3,935 a year on a typical home.
Who lives in 32561?: ZIP code 32561 has a population of 9,321 and a median household income of $115,799.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32566 vs 32561 →
Navarre CDP, FL
Typical home
$417,975
Gross yield
6.3%
32563 vs 32561 →
Midway CDP, FL
Typical home
$402,402
Gross yield
5.9%
32577
Molino CDP, FL
Typical home
$369,674
Gross yield
—
32507
Warrington CDP, FL
Typical home
$367,304
Gross yield
5.9%
32502
Pensacola, FL
Typical home
$335,581
Gross yield
7.4%
32571
Pace CDP, FL
Typical home
$327,859
Gross yield
7.2%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 32561 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32561

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