How much is a home worth in ZIP code 32746?

The typical home in 32746 is worth $467,173, based on the Zillow Home Value Index.

Are home values rising in 32746?

Home values in 32746 are down 2.6% over the past year, and up 5.3% a year over five years.

What is the typical rent in 32746?

A typical home in 32746 rents for about $1,964 a month, a gross rental yield of 5.0%.

What is the property tax rate in 32746?

The effective property tax rate in 32746 is 0.8% — roughly $3,742 a year on a typical home.

ZIP code 32746 has a population of 46,684 and a median household income of $104,775.

HousingHandbookReference data

…

U.S. ZIP Code · FL32746

Seminole County · Orlando-Kissimmee-Sanford, FL

Typical home value

$467,173^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.6%
5-year / yr: +5.3%
10-year / yr: +5.8%

Relative price

vs U.S.: +64.5%
vs metro: +19.9%
vs state: +34.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32746 is worth $467,173 — 19.9% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 2.6%. Homes here rent for a typical $1,964 a month — a 5.0% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,964^[2]
Gross yield: 5.0%^[2]
Cap rate: 3.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,742^[3]

#Climate risk

FEMA National Risk Index ratings for Seminole County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Very Low
Heat wave: Relatively Low
Hurricane: Relatively High
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: No Rating

#Who lives here

Population: 46,684^[3]
Median household income: $104,775^[3]

#Migration

Household moves in and out of Seminole County over a year, from IRS tax-return data.

Net migration: -234^[5]
Moved in: 20,307
Moved out: 20,541

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 5
Middle: 2
High: 1

LAKE MARY HIGH SCHOOL
High · Grades 9–12 · SEMINOLE
2,684 students
LAKE MARY ELEMENTARY SCHOOL
Elementary · Grades PK–5 · SEMINOLE
965 students
GREENWOOD LAKES MIDDLE SCHOOL
Middle · Grades 6–8 · SEMINOLE
950 students
MARKHAM WOODS MIDDLE SCHOOL
Middle · Grades 6–8 · SEMINOLE
881 students
HEATHROW ELEMENTARY SCHOOL
Elementary · Grades PK–5 · SEMINOLE
744 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.0%

Net yield (after ~40% expenses)3.0%

Annual rent$23,572

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,362

Loan principal$373,738

Down payment$93,435

Total interest paid$476,683

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.56

Monthly cost to own$3,063

Monthly rent$1,964

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 33rd percentile^[1]
Rental yield: 14th percentile^[2]
Property tax: 64th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32746?: The typical home in 32746 is worth $467,173, based on the Zillow Home Value Index.
Are home values rising in 32746?: Home values in 32746 are down 2.6% over the past year, and up 5.3% a year over five years.
What is the typical rent in 32746?: A typical home in 32746 rents for about $1,964 a month, a gross rental yield of 5.0%.
What is the property tax rate in 32746?: The effective property tax rate in 32746 is 0.8% — roughly $3,742 a year on a typical home.
Who lives in 32746?: ZIP code 32746 has a population of 46,684 and a median household income of $104,775.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32828 vs 32746 →
Alafaya CDP, FL
Typical home
$470,679
Gross yield
5.4%
34715 vs 32746 →
Minneola, FL
Typical home
$463,440
Gross yield
6.6%
32803
Orlando, FL
Typical home
$471,637
Gross yield
5.2%
32736
Eustis, FL
Typical home
$473,614
Gross yield
—
32751
Maitland, FL
Typical home
$458,234
Gross yield
5.4%
32709
Christmas CDP, FL
Typical home
$484,552
Gross yield
—

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#Jump to section

U.S. ZIP Code · FL32746

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