HousingHandbookReference data

U.S. ZIP Code · FL32828

Orange County · Orlando-Kissimmee-Sanford, FL

Typical home value

$470,679[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.9%
5-year / yr
+6.3%
10-year / yr
+6.5%

Relative price

vs U.S.
+65.7%
vs metro
+20.8%
vs state
+35.7%
ZIP 32828 location in FL
Location of ZIP 32828 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32828 is worth $470,679 — 20.8% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 2.9%. Homes here rent for a typical $2,121 a month — a 5.4% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,121[2]
Gross yield
5.4%[2]
Cap rate
3.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,939[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
69,202[3]
Median household income
$101,767[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration
-3,827[5]
Moved in
52,675
Moved out
56,502

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
3
High
2
  • TIMBER CREEK HIGH

    High · Grades 9–12 · ORANGE

    3,574 students

  • TIMBER SPRINGS MIDDLE

    Middle · Grades 6–8 · ORANGE

    1,067 students

  • AVALON MIDDLE

    Middle · Grades 6–8 · ORANGE

    864 students

  • DISCOVERY MIDDLE

    Middle · Grades 6–8 · ORANGE

    787 students

  • TIMBER LAKES ELEMENTARY

    Elementary · Grades K–5 · ORANGE

    683 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.4%
Net yield (after ~40% expenses)3.2%
Annual rent$25,452

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,380
Loan principal$376,544
Down payment$94,136
Total interest paid$480,261

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.46
Monthly cost to own$3,102
Monthly rent$2,121

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
74th percentile[1]
Rental yield
24th percentile[2]
Property tax
80th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32828?
The typical home in 32828 is worth $470,679, based on the Zillow Home Value Index.
Are home values rising in 32828?
Home values in 32828 are down 2.9% over the past year, and up 6.3% a year over five years.
What is the typical rent in 32828?
A typical home in 32828 rents for about $2,121 a month, a gross rental yield of 5.4%.
What is the property tax rate in 32828?
The effective property tax rate in 32828 is 0.8% — roughly $3,939 a year on a typical home.
Who lives in 32828?
ZIP code 32828 has a population of 69,202 and a median household income of $101,767.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Orlando, FL

    Typical home
    $471,637
    Gross yield
    5.2%
  • Eustis, FL

    Typical home
    $473,614
    Gross yield
  • Lake Mary, FL

    Typical home
    $467,173
    Gross yield
    5.0%
  • Minneola, FL

    Typical home
    $463,440
    Gross yield
    6.6%
  • Maitland, FL

    Typical home
    $458,234
    Gross yield
    5.4%
  • Christmas CDP, FL

    Typical home
    $484,552
    Gross yield

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