HousingHandbookReference data

U.S. ZIP Code · KY41097

Grant County · Cincinnati, OH-KY-IN

Typical home value

$267,293[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.2%
5-year / yr
+6.8%
10-year / yr
+7.6%

Relative price

vs U.S.
-5.9%
vs metro
-5.8%
vs state
+60.9%
ZIP 41097 location in KY
Location of ZIP 41097 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 41097 is worth $267,293 — 5.8% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 1.2%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,874[3]

#Climate risk

FEMA National Risk Index ratings for Grant County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
7,801[3]
Median household income
$77,524[3]

#Migration

Household moves in and out of Grant County over a year, from IRS tax-return data.

Net migration
-69[5]
Moved in
749
Moved out
818

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
1
High
1
  • Williamstown Elementary

    Elementary · Grades K–5 · Williamstown Independent

    416 students

  • Mason-Corinth Elementary

    Elementary · Grades PK–5 · Grant County

    279 students

  • Williamstown Sr. High

    High · Grades 9–12 · Williamstown Independent

    215 students

  • Williamstown Jr. High

    Middle · Grades 6–8 · Williamstown Independent

    176 students

  • Williamstown Head Start Preschool

    Prekindergarten · Grades PK · Williamstown Independent

    103 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,352
Loan principal$213,834
Down payment$53,459
Total interest paid$272,733

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,730
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
89th percentile[1]
Rental yield
[2]
Property tax
12th percentile[3]

Frequently asked

How much is a home worth in ZIP code 41097?
The typical home in 41097 is worth $267,293, based on the Zillow Home Value Index.
Are home values rising in 41097?
Home values in 41097 are up 1.2% over the past year, and up 6.8% a year over five years.
What is the property tax rate in 41097?
The effective property tax rate in 41097 is 0.7% — roughly $1,874 a year on a typical home.
Who lives in 41097?
ZIP code 41097 has a population of 7,801 and a median household income of $77,524.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cold Spring, KY

    Typical home
    $266,984
    Gross yield
    6.8%
  • Moscow, OH

    Typical home
    $266,945
    Gross yield
  • St. Leon, IN

    Typical home
    $267,996
    Gross yield
  • Hamilton, OH

    Typical home
    $268,644
    Gross yield
    6.6%
  • KY

    Typical home
    $265,858
    Gross yield
  • Mount Orab, OH

    Typical home
    $271,643
    Gross yield

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