HousingHandbookReference data

U.S. ZIP Code · IN47012

Franklin County · Cincinnati, OH-KY-IN

Typical home value

$267,996[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.4%
5-year / yr
+5.5%
10-year / yr
+6.9%

Relative price

vs U.S.
-5.7%
vs metro
-5.6%
vs state
+15.8%
ZIP 47012 location in IN
Location of ZIP 47012 in IN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 47012 is worth $267,996 — 5.6% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.4%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,573[3]

#Climate risk

FEMA National Risk Index ratings for Franklin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
10,733[3]
Median household income
$84,958[3]

#Migration

Household moves in and out of Franklin County over a year, from IRS tax-return data.

Net migration
-80[5]
Moved in
509
Moved out
589

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
1
Middle
2
High
2
  • East Central High School

    High · Grades 9–12 · Sunman-Dearborn Com Sch Corp

    1,246 students

  • East Central Middle School

    Middle · Grades 6–8 · Sunman-Dearborn Com Sch Corp

    865 students

  • Franklin County High

    High · Grades 9–12 · Franklin County Community Sch Corp

    650 students

  • Brookville Elementary School

    Elementary · Grades PK–5 · Franklin County Community Sch Corp

    485 students

  • Franklin County Middle School

    Middle · Grades 6–8 · Franklin County Community Sch Corp

    364 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,355
Loan principal$214,397
Down payment$53,599
Total interest paid$273,451

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,710
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
[2]
Property tax
3rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 47012?
The typical home in 47012 is worth $267,996, based on the Zillow Home Value Index.
Are home values rising in 47012?
Home values in 47012 are up 3.4% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 47012?
The effective property tax rate in 47012 is 0.6% — roughly $1,573 a year on a typical home.
Who lives in 47012?
ZIP code 47012 has a population of 10,733 and a median household income of $84,958.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hamilton, OH

    Typical home
    $268,644
    Gross yield
    6.6%
  • Williamstown, KY

    Typical home
    $267,293
    Gross yield
  • Cold Spring, KY

    Typical home
    $266,984
    Gross yield
    6.8%
  • Moscow, OH

    Typical home
    $266,945
    Gross yield
  • KY

    Typical home
    $265,858
    Gross yield
  • Mount Orab, OH

    Typical home
    $271,643
    Gross yield

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