HousingHandbookReference data

U.S. ZIP Code · OH45013

Butler County · Cincinnati, OH-KY-IN

Typical home value

$268,644[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.8%
5-year / yr
+6.2%
10-year / yr
+7.1%

Relative price

vs U.S.
-5.4%
vs metro
-5.4%
vs state
+22.8%
ZIP 45013 location in OH
Location of ZIP 45013 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 45013 is worth $268,644 — 5.4% below the Cincinnati, OH-KY-IN median. Over the past year, values have risen 3.8%. Homes here rent for a typical $1,478 a month — a 6.6% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,478[2]
Gross yield
6.6%[2]
Cap rate
4.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,541[3]

#Climate risk

FEMA National Risk Index ratings for Butler County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
53,998[3]
Median household income
$73,633[3]

#Migration

Household moves in and out of Butler County over a year, from IRS tax-return data.

Net migration
-187[5]
Moved in
9,725
Moved out
9,912

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
6
Middle
2
High
3
  • Hamilton High School

    High · Grades 9–12 · Hamilton City

    2,524 students

  • Ross High School

    High · Grades 9–12 · Ross Local

    903 students

  • Ridgeway Elementary School

    Elementary · Grades PK–6 · Hamilton City

    701 students

  • Highland Elementary School

    Elementary · Grades PK–6 · Hamilton City

    688 students

  • Ross Middle School

    Middle · Grades 6–8 · Ross Local

    676 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.6%
Net yield (after ~40% expenses)4.0%
Annual rent$17,734

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,358
Loan principal$214,915
Down payment$53,729
Total interest paid$274,113

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.21
Monthly cost to own$1,795
Monthly rent$1,478

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
70th percentile[1]
Rental yield
52nd percentile[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 45013?
The typical home in 45013 is worth $268,644, based on the Zillow Home Value Index.
Are home values rising in 45013?
Home values in 45013 are up 3.8% over the past year, and up 6.2% a year over five years.
What is the typical rent in 45013?
A typical home in 45013 rents for about $1,478 a month, a gross rental yield of 6.6%.
What is the property tax rate in 45013?
The effective property tax rate in 45013 is 0.9% — roughly $2,541 a year on a typical home.
Who lives in 45013?
ZIP code 45013 has a population of 53,998 and a median household income of $73,633.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. Leon, IN

    Typical home
    $267,996
    Gross yield
  • Williamstown, KY

    Typical home
    $267,293
    Gross yield
  • Cold Spring, KY

    Typical home
    $266,984
    Gross yield
    6.8%
  • Moscow, OH

    Typical home
    $266,945
    Gross yield
  • KY

    Typical home
    $265,858
    Gross yield
  • Mount Orab, OH

    Typical home
    $271,643
    Gross yield

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