How much is a home worth in ZIP code 63385?

The typical home in 63385 is worth $402,477, based on the Zillow Home Value Index.

Are home values rising in 63385?

Home values in 63385 are up 0.1% over the past year, and up 4.6% a year over five years.

What is the typical rent in 63385?

A typical home in 63385 rents for about $1,780 a month, a gross rental yield of 5.3%.

What is the property tax rate in 63385?

The effective property tax rate in 63385 is 1.1% — roughly $4,367 a year on a typical home.

ZIP code 63385 has a population of 51,330 and a median household income of $112,199.

HousingHandbookReference data

…

U.S. ZIP Code · MO63385

St. Charles County · St. Louis, MO-IL

Typical home value

$402,477^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.1%
5-year / yr: +4.6%
10-year / yr: +5.4%

Relative price

vs U.S.: +41.7%
vs metro: +60.7%
vs state: +67.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63385 is worth $402,477 — 60.7% above the St. Louis, MO-IL median. Over the past year, values have risen 0.1%. Homes here rent for a typical $1,780 a month — a 5.3% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,780^[2]
Gross yield: 5.3%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $4,367^[3]

#Climate risk

FEMA National Risk Index ratings for St. Charles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 51,330^[3]
Median household income: $112,199^[3]

#Migration

Household moves in and out of St. Charles County over a year, from IRS tax-return data.

Net migration: +552^[5]
Moved in: 10,429
Moved out: 9,877

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 16
Elementary: 10
Middle: 3
High: 3

TIMBERLAND HIGH
High · Grades 9–12 · WENTZVILLE R-IV
1,614 students
NORTH POINT HIGH SCHOOL
High · Grades 9–12 · WENTZVILLE R-IV
1,276 students
EMIL E. HOLT SR. HIGH
High · Grades 9–12 · WENTZVILLE R-IV
1,137 students
WENTZVILLE SOUTH MIDDLE
Middle · Grades 6–8 · WENTZVILLE R-IV
1,072 students
North Point Middle School
Middle · Grades 6–8 · WENTZVILLE R-IV
1,015 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.3%

Net yield (after ~40% expenses)3.2%

Annual rent$21,363

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,035

Loan principal$321,982

Down payment$80,495

Total interest paid$410,670

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.54

Monthly cost to own$2,736

Monthly rent$1,780

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 44th percentile^[1]
Rental yield: 33rd percentile^[2]
Property tax: 40th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

8th for most populous in MOView list →

Frequently asked

How much is a home worth in ZIP code 63385?: The typical home in 63385 is worth $402,477, based on the Zillow Home Value Index.
Are home values rising in 63385?: Home values in 63385 are up 0.1% over the past year, and up 4.6% a year over five years.
What is the typical rent in 63385?: A typical home in 63385 rents for about $1,780 a month, a gross rental yield of 5.3%.
What is the property tax rate in 63385?: The effective property tax rate in 63385 is 1.1% — roughly $4,367 a year on a typical home.
Who lives in 63385?: ZIP code 63385 has a population of 51,330 and a median household income of $112,199.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

63304 vs 63385 →
Weldon Spring, MO
Typical home
$404,414
Gross yield
5.1%
63021 vs 63385 →
Ballwin, MO
Typical home
$389,597
Gross yield
5.1%
63368
O'Fallon, MO
Typical home
$418,876
Gross yield
5.3%
63025
Eureka, MO
Typical home
$421,924
Gross yield
—
63119
Webster Groves, MO
Typical home
$382,371
Gross yield
5.4%
63055
Gray Summit CDP, MO
Typical home
$377,623
Gross yield
—

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#Jump to section

U.S. ZIP Code · MO63385

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