How much is a home worth in ZIP code 64089?

The typical home in 64089 is worth $380,354, based on the Zillow Home Value Index.

Are home values rising in 64089?

Home values in 64089 are up 2.0% over the past year, and up 5.1% a year over five years.

What is the typical rent in 64089?

A typical home in 64089 rents for about $2,248 a month, a gross rental yield of 7.1%.

What is the property tax rate in 64089?

The effective property tax rate in 64089 is 0.7% — roughly $2,831 a year on a typical home.

ZIP code 64089 has a population of 14,380 and a median household income of $101,009.

HousingHandbookReference data

…

U.S. ZIP Code · MO64089

Clay County · Kansas City, MO-KS

Typical home value

$380,354^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.0%
5-year / yr: +5.1%
10-year / yr: +6.4%

Relative price

vs U.S.: +33.9%
vs metro: +22.3%
vs state: +58.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64089 is worth $380,354 — 22.3% above the Kansas City, MO-KS median. Over the past year, values have risen 2.0%. Homes here rent for a typical $2,248 a month — a 7.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,248^[2]
Gross yield: 7.1%^[2]
Cap rate: 4.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,831^[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 14,380^[3]
Median household income: $101,009^[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration: +579^[5]
Moved in: 8,809
Moved out: 8,230

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

Smithville High
High · Grades 9–12 · SMITHVILLE R-II
884 students
Eagle Heights Elementary
Elementary · Grades K–6 · SMITHVILLE R-II
465 students
Horizon Elementary
Elementary · Grades K–6 · SMITHVILLE R-II
435 students
Smithville Middle
Middle · Grades 7–8 · SMITHVILLE R-II
399 students
Maple Elementary
Elementary · Grades PK–6 · SMITHVILLE R-II
353 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.1%

Net yield (after ~40% expenses)4.3%

Annual rent$26,970

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,923

Loan principal$304,283

Down payment$76,071

Total interest paid$388,096

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.10

Monthly cost to own$2,475

Monthly rent$2,248

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 24th percentile^[1]
Rental yield: 68th percentile^[2]
Property tax: 21st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 64089?: The typical home in 64089 is worth $380,354, based on the Zillow Home Value Index.
Are home values rising in 64089?: Home values in 64089 are up 2.0% over the past year, and up 5.1% a year over five years.
What is the typical rent in 64089?: A typical home in 64089 rents for about $2,248 a month, a gross rental yield of 7.1%.
What is the property tax rate in 64089?: The effective property tax rate in 64089 is 0.7% — roughly $2,831 a year on a typical home.
Who lives in 64089?: ZIP code 64089 has a population of 14,380 and a median household income of $101,009.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

64086 vs 64089 →
Lee's Summit, MO
Typical home
$380,013
Gross yield
4.9%
64098 vs 64089 →
Weston, MO
Typical home
$375,205
Gross yield
—
64158
Kansas City, MO
Typical home
$385,549
Gross yield
5.1%
66086
Tonganoxie, KS
Typical home
$375,008
Gross yield
4.3%
64011
Bates City, MO
Typical home
$374,315
Gross yield
—
64153
Kansas City, MO
Typical home
$374,281
Gross yield
5.1%

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Pit ZIP 64089 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MO64089

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