HousingHandbookReference data

U.S. ZIP Code · MO64118

Clay County · Kansas City, MO-KS

Typical home value

$269,747[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.7%
10-year / yr
+7.2%

Relative price

vs U.S.
-5.0%
vs metro
-13.3%
vs state
+12.2%
ZIP 64118 location in MO
Location of ZIP 64118 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64118 is worth $269,747 — 13.3% below the Kansas City, MO-KS median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,394 a month — a 6.2% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,394[2]
Gross yield
6.2%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,070[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
41,984[3]
Median household income
$74,740[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration
+579[5]
Moved in
8,809
Moved out
8,230

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
7
Middle
2
High
2
  • OAK PARK HIGH

    High · Grades 9–12 · NORTH KANSAS CITY 74

    1,744 students

  • ANTIOCH MIDDLE

    Middle · Grades 7–8 · NORTH KANSAS CITY 74

    869 students

  • NORTHGATE MIDDLE

    Middle · Grades 7–8 · NORTH KANSAS CITY 74

    686 students

  • DAVIDSON ELEMENTARY

    Elementary · Grades PK–5 · NORTH KANSAS CITY 74

    621 students

  • MEADOWBROOK ELEMENTARY

    Elementary · Grades K–5 · NORTH KANSAS CITY 74

    506 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.2%
Net yield (after ~40% expenses)3.7%
Annual rent$16,726

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,364
Loan principal$215,798
Down payment$53,949
Total interest paid$275,238

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.32
Monthly cost to own$1,845
Monthly rent$1,394

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
53rd percentile[2]
Property tax
71st percentile[3]

Frequently asked

How much is a home worth in ZIP code 64118?
The typical home in 64118 is worth $269,747, based on the Zillow Home Value Index.
Are home values rising in 64118?
Home values in 64118 are up 1.8% over the past year, and up 5.7% a year over five years.
What is the typical rent in 64118?
A typical home in 64118 rents for about $1,394 a month, a gross rental yield of 6.2%.
What is the property tax rate in 64118?
The effective property tax rate in 64118 is 1.1% — roughly $3,070 a year on a typical home.
Who lives in 64118?
ZIP code 64118 has a population of 41,984 and a median household income of $74,740.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Stewartsville, MO

    Typical home
    $269,577
    Gross yield
  • Kansas City, MO

    Typical home
    $269,274
    Gross yield
    6.6%
  • Kansas City, MO

    Typical home
    $270,677
    Gross yield
  • Lathrop, MO

    Typical home
    $271,351
    Gross yield
  • Kingston, MO

    Typical home
    $266,329
    Gross yield
  • Kansas City, MO

    Typical home
    $273,696
    Gross yield
    5.7%

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