HousingHandbookReference data

U.S. ZIP Code · AR72904

Sebastian County · Fort Smith, AR-OK

Typical home value

$118,465[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.4%
5-year / yr
+0.9%
10-year / yr
+2.3%

Relative price

vs U.S.
-58.3%
vs metro
-42.2%
vs state
-36.0%
ZIP 72904 location in AR
Location of ZIP 72904 in AR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 72904 is worth $118,465 — 42.2% below the Fort Smith, AR-OK median. Over the past year, values have fallen 3.4%. Homes here rent for a typical $867 a month — a 8.8% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$867[2]
Gross yield
8.8%[2]
Cap rate
5.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$552[3]

#Climate risk

FEMA National Risk Index ratings for Sebastian County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
21,296[3]
Median household income
$41,909[3]

#Migration

Household moves in and out of Sebastian County over a year, from IRS tax-return data.

Net migration
+68[5]
Moved in
3,400
Moved out
3,332

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
5
Middle
1
High
0
  • DORA KIMMONS MIDDLE SCHOOL

    Middle · Grades 6–8 · FORT SMITH SCHOOL DISTRICT

    800 students

  • SUNNYMEDE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · FORT SMITH SCHOOL DISTRICT

    503 students

  • HARRY C. MORRISON ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · FORT SMITH SCHOOL DISTRICT

    418 students

  • SUTTON ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · FORT SMITH SCHOOL DISTRICT

    416 students

  • SPRADLING ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · FORT SMITH SCHOOL DISTRICT

    294 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.8%
Net yield (after ~40% expenses)5.3%
Annual rent$10,400

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$599
Loan principal$94,772
Down payment$23,693
Total interest paid$120,877

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.86
Monthly cost to own$744
Monthly rent$867

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
100th percentile[2]
Property tax
14th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 72904?
The typical home in 72904 is worth $118,465, based on the Zillow Home Value Index.
Are home values rising in 72904?
Home values in 72904 are down 3.4% over the past year, and up 0.9% a year over five years.
What is the typical rent in 72904?
A typical home in 72904 rents for about $867 a month, a gross rental yield of 8.8%.
What is the property tax rate in 72904?
The effective property tax rate in 72904 is 0.5% — roughly $552 a year on a typical home.
Who lives in 72904?
ZIP code 72904 has a population of 21,296 and a median household income of $41,909.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fort Smith, AR

    Typical home
    $139,232
    Gross yield
    7.0%
  • Mansfield, AR

    Typical home
    $178,980
    Gross yield
  • Brent CDP, OK

    Typical home
    $183,658
    Gross yield
  • Brushy CDP, OK

    Typical home
    $184,099
    Gross yield
  • Roland, OK

    Typical home
    $184,657
    Gross yield
  • Nicut CDP, OK

    Typical home
    $192,656
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 72904 against any other ZIP — full side-by-side table.

Compare 72904

#Jump to section