HousingHandbookReference data

U.S. ZIP Code · TX76528

Coryell County · Killeen-Temple, TX

Typical home value

$242,246[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+4.6%
10-year / yr
+6.5%

Relative price

vs U.S.
-14.7%
vs metro
-9.8%
vs state
-7.5%
ZIP 76528 location in TX
Location of ZIP 76528 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76528 is worth $242,246 — 9.8% below the Killeen-Temple, TX median. Over the past year, values have risen 2.4%. Homes here rent for a typical $1,324 a month — a 6.6% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,324[2]
Gross yield
6.6%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,036[3]

#Climate risk

FEMA National Risk Index ratings for Coryell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
18,935[3]
Median household income
$70,558[3]

#Migration

Household moves in and out of Coryell County over a year, from IRS tax-return data.

Net migration
+426[5]
Moved in
4,268
Moved out
3,842

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
2
High
1
  • GATESVILLE H S

    High · Grades 9–12 · GATESVILLE ISD

    780 students

  • GATESVILLE EL

    Elementary · Grades 1–3 · GATESVILLE ISD

    611 students

  • GATESVILLE INT

    Middle · Grades 4–6 · GATESVILLE ISD

    590 students

  • GATESVILLE J H

    Middle · Grades 7–8 · GATESVILLE ISD

    419 students

  • GATESVILLE PRI

    Elementary · Grades PK–K · GATESVILLE ISD

    295 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.6%
Net yield (after ~40% expenses)3.9%
Annual rent$15,890

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,225
Loan principal$193,797
Down payment$48,449
Total interest paid$247,177

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.21
Monthly cost to own$1,596
Monthly rent$1,324

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
55th percentile[1]
Rental yield
30th percentile[2]
Property tax
35th percentile[3]

Frequently asked

How much is a home worth in ZIP code 76528?
The typical home in 76528 is worth $242,246, based on the Zillow Home Value Index.
Are home values rising in 76528?
Home values in 76528 are up 2.4% over the past year, and up 4.6% a year over five years.
What is the typical rent in 76528?
A typical home in 76528 rents for about $1,324 a month, a gross rental yield of 6.6%.
What is the property tax rate in 76528?
The effective property tax rate in 76528 is 0.8% — roughly $2,036 a year on a typical home.
Who lives in 76528?
ZIP code 76528 has a population of 18,935 and a median household income of $70,558.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • McGregor, TX

    Typical home
    $253,938
    Gross yield
  • Killeen, TX

    Typical home
    $228,382
    Gross yield
    7.1%
  • Killeen, TX

    Typical home
    $258,096
    Gross yield
    6.5%
  • Troy, TX

    Typical home
    $258,185
    Gross yield
  • Copperas Cove, TX

    Typical home
    $224,831
    Gross yield
    6.6%
  • Bartlett, TX

    Typical home
    $221,581
    Gross yield

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