HousingHandbookReference data

U.S. ZIP Code · TX76542

Bell County · Killeen-Temple, TX

Typical home value

$258,096[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+4.8%
10-year / yr
+5.2%

Relative price

vs U.S.
-9.1%
vs metro
-3.9%
vs state
-1.4%
ZIP 76542 location in TX
Location of ZIP 76542 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76542 is worth $258,096 — 3.9% below the Killeen-Temple, TX median. Over the past year, values have fallen 0.2%. Homes here rent for a typical $1,402 a month — a 6.5% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,402[2]
Gross yield
6.5%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$3,354[3]

#Climate risk

FEMA National Risk Index ratings for Bell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
53,892[3]
Median household income
$74,055[3]

#Migration

Household moves in and out of Bell County over a year, from IRS tax-return data.

Net migration
+678[5]
Moved in
16,231
Moved out
15,553

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
2
High
3
  • CHAPARRAL H S

    High · Grades 9–12 · KILLEEN ISD

    1,953 students

  • C E ELLISON H S

    High · Grades 9–12 · KILLEEN ISD

    1,687 students

  • CHARLES E PATTERSON MIDDLE

    Middle · Grades 6–8 · KILLEEN ISD

    1,022 students

  • SAEGERT EL

    Elementary · Grades PK–5 · KILLEEN ISD

    982 students

  • ALICE W DOUSE EL

    Elementary · Grades PK–5 · KILLEEN ISD

    929 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.5%
Net yield (after ~40% expenses)3.9%
Annual rent$16,827

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,305
Loan principal$206,477
Down payment$51,619
Total interest paid$263,350

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.28
Monthly cost to own$1,800
Monthly rent$1,402

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
68th percentile[1]
Rental yield
20th percentile[2]
Property tax
91st percentile[3]

Frequently asked

How much is a home worth in ZIP code 76542?
The typical home in 76542 is worth $258,096, based on the Zillow Home Value Index.
Are home values rising in 76542?
Home values in 76542 are down 0.2% over the past year, and up 4.8% a year over five years.
What is the typical rent in 76542?
A typical home in 76542 rents for about $1,402 a month, a gross rental yield of 6.5%.
What is the property tax rate in 76542?
The effective property tax rate in 76542 is 1.3% — roughly $3,354 a year on a typical home.
Who lives in 76542?
ZIP code 76542 has a population of 53,892 and a median household income of $74,055.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Troy, TX

    Typical home
    $258,185
    Gross yield
  • McGregor, TX

    Typical home
    $253,938
    Gross yield
  • Gatesville, TX

    Typical home
    $242,246
    Gross yield
    6.6%
  • Temple, TX

    Typical home
    $278,928
    Gross yield
    7.0%
  • Rogers, TX

    Typical home
    $285,177
    Gross yield
  • Killeen, TX

    Typical home
    $228,382
    Gross yield
    7.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 76542 against any other ZIP — full side-by-side table.

Compare 76542

#Jump to section